925 Oak Arbor Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 925 Oak Arbor Cir, Saint Augustine, FL 32084 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2 Baths
Year Built	Built 2005
Square Footage	1,972 sqft Living Area
Lot Size	6,534 sqft (0.15 acres)
Occupancy	Owner Occupied
Last Sale	$425,000 (2023)
Tax Bill	$4,333.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`103201-0900`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Building Area	1,972 sqft Living Area
Gross Area	2,612 sqft Gross Area
1st Floor	1,972 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,534 sqft (0.15 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	400 sqft Garage
Patio Area	80 sqft Patio
Porch Area	360 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	925 OAK ARBOR CIR
City	SAINT AUGUSTINE
State	FL
Zip	32084-8518
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	50/42-48 HERITAGE PARK PHASE 1A LOT 90 OR5860/301
Legal Range	29E
Legal Township	07S
Legal Section	57
Legal Subdivision	HERITAGE PARK PHASE 1A
Legal Phase	1A
Legal Block	1
Legal Lot Number	90
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	1
Census Block	1005
Census Tract	20903

Owner

Source: St. Johns County records · APN 103201-0900

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	925 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8518
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2023	Warranty Deed, Transfer · Conventional Mortgage NAVY FCU
Jun 22, 2022	Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU
Mar 10, 2022	Warranty Deed, Transfer KENDALL TITLE SERVICES, KENDALL TITLE SERVICES INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 21, 2023 · Amount on Record
Deed Sale	Nov 21, 2023 · Amount on Record
Prior Sale	Mar 10, 2022 · Amount on Record
Deed Doc Number	202391256
Deed Book / Page	5860 / 301
Prior Transfer Date	Sep 17, 2013
Prior Transfer Doc	0037951057
Record Refreshed	Jun 08, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Nov 21, 2023
Property Address	925 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8518
Document Number	0058600301
Book / Page	5860 / 301
Map Reference	MB 50 PG 42-48
Instrument Date	Nov 02, 2023
Instrument	2023091256
Transaction Type	Transfer
Record Updated	Dec 08, 2023
Title Company	NOT AVAILABLE, ST JOHNS BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,975.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	713 NE AARON DR, LEES SUMMIT, MO 64086-4905

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	925 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8518

Mortgage

Document Number	0005860303
Date	Nov 21, 2023
Instrument	5860/303

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Dec 01, 2026
Change Frequency	5 Years
Min Rate At Change	3.5%
Max Rate At Change	7.5%
Index	5-Year TN
Margin	2
Max Rate	10.5%

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOHNS FL
Property Address	925 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8518
Transaction Type	Mortgage
Record Updated	Jul 05, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8518

Mortgage

Document Number	0055830353
Date	Jun 22, 2022
Book Page	5583/353
Instrument	2022061876

Lender

Name	VYSTAR CU
Type	Credit Union
Address	JACKSONVILLE, FL 32202

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 01, 2052

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOHNS FL
Recording Date	Mar 10, 2022
Property Address	925 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8518
Document Number	0055120552
Book / Page	5512 / 552
Map Reference	MB 50 PG 42-48
Instrument Date	Mar 07, 2022
Instrument	2022026048
Transaction Type	Transfer
Record Updated	Mar 22, 2022
Title Company	KENDALL TITLE SERVICES, KENDALL TITLE SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$2,737.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	72 MOLLY BRIGHT LN, 72, FRANKLIN, TN 37064-9723

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	925 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8518

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$259,710 (+2.7%)	$325,342 (+1.63%) Land $85,000 Building $240,342
2025	$4,333.00 (+11.79%) Homeowner's exemption	$252,882 (+7.12%)	$320,133 (-0.61%) Land $80,000 Building $240,133
2024	$3,876.00 (+4.62%)
2023	$3,705.00 (-30.81%) Homeowner's exemption	$236,077 (-27.33%)	$322,086 (-0.86%) Land $90,000 Building $232,086
2022	$5,355.00	$324,879	$324,879 Land $80,640 Building $244,239

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 15% of Florida
Wildfire Likelihood	About 1 in 1,563 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.

925 Oak Arbor Cir, Saint Augustine, FL 32084 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

November 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

June 2022: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

March 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Nearby Properties on Oak Arbor Cir

Nearby Streets

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