Union County property record for 935 Wynstone Dr, Jefferson, SD 57038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,262 sqft · built 2016 |
| Lot Size | 1.01 acres (44,149 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $530,000 (Apr 2021) |
| Tax Bill | $8,058 (2026) |
| Deeds & Mortgages | Sep 2017 Line of Credit Jan 2017 Line of Credit + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.WS.09.1083 |
| Primary APN | 17.WS.09.1083 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 2,262 sqft Living Area |
| Basement Area | 1,810 sqft |
| Finished Basement | 1,810 sqft |
| Flooring | Stone |
| Interior Walls | Stone |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 44,149 sqft (1.01 acres) |
| Garage Type | Attached |
| Garage Area | 863 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 935 WYNSTONE DR |
|---|---|
| City | JEFFERSON |
| State | SD |
| Zip | 57038-6875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 83 WYNSTONE 9TH ADD PHASE 1 (1A) |
| Legal Range | 07W |
| Legal Township | 30N |
| Legal Section | 36 |
| Legal Subdivision | WYNSTONE 9TH ADD |
| Legal Phase | 1 |
| Legal Lot Number | 83 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 20302 |
935 Wynstone Dr is owned and occupied by two individuals who bought it in April 2021.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 935 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 7, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jan 5, 2017 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Apr 10, 2018 | Deed of Trust, Mortgage · ARM US BANK NA |
| Apr 24, 2019 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Dec 1, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY NATIONAL BANK |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY NATIONAL BANK |
| Apr 16, 2020 | Deed of Trust, Mortgage · Line of Credit LIBERTY NATIONAL BANK |
| Apr 19, 2021 | Warranty Deed, Transfer · Line of Credit WASHINGTON COUNTY BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2021 · Amount on File |
| Deed Sale | Apr 19, 2021 · Amount on File |
| Prior Sale | Apr 26, 2007 · Amount on File |
| Deed Document Number | 20211878 |
| Deed Book / Page | 111 / 231 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 935 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00170/0672 |
|---|---|
| Date | Sep 7, 2017 |
| Book Page | 170/0672 |
| Instrument | 173489 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Aug 20, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 935 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Title Company | SOUTHWEST FINANCIAL, SOUTHWEST FINANCIAL SERVICES |
| Name | Verified Name |
|---|
| Document Number | 00170/0013 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 170/0013 |
| Instrument | 170074 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Dec 17, 2046 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 935 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00172/0231 |
|---|---|
| Date | Apr 10, 2018 |
| Book Page | 172/0231 |
| Instrument | 181342 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | May 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 9% |
| Index | 1-Year CMT |
| Max Rate | 9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 935 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00174/0309 |
|---|---|
| Date | Apr 24, 2019 |
| Book Page | 174/0309 |
| Instrument | 191601 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 20, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 935 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 00176/1374 |
|---|---|
| Date | Dec 1, 2020 |
| Book Page | 176/1374 |
| Instrument | 205774 |
| Name | LIBERTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX CITY, IA 51106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 935 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000176/325 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 176/325 |
| Instrument | 201626 |
| Name | LIBERTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | SIOUX CITY, IA 51106 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 935 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Transaction Type | Mortgage |
| Record Updated | Jul 26, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000176/357 |
|---|---|
| Date | Apr 16, 2020 |
| Book Page | 176/357 |
| Instrument | 201704 |
| Name | LIBERTY NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | NORTH SIOUX CITY, SD 57049 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Apr 19, 2021 |
| Property Address | 935 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Document Number | 111/231 |
| Book / Page | 111 / 231 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 211878 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $530.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 935 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Investor | Possibly a Property Investor |
| Document Number | 178403 |
|---|---|
| Date | Apr 19, 2021 |
| Instrument | 178/403 |
| Name | WASHINGTON COUNTY BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 935 Wynstone Dr was $8,058, up % from the year before.
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| County Subdivision | Jefferson Township |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $8,058.00 (+0.01%) | $603,009 (+1.66%) Land $58,370 Building $544,639 |
| 2025 | $8,057.00 (+1.09%) | $593,136 Land $58,370 Building $534,766 |
| 2024 | $7,970.00 (+17.48%) | |
| 2023 | $6,784.00 (-4.33%) | $493,776 Land $54,362 Building $439,414 |
| 2022 | $7,091.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 935 Wynstone Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 935 Wynstone Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 93% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY RWS/SOUTH UNION private · serves 1,447 people · EPA ID SD4602185 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Cable | 1,500 / 50 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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