Union County property record for 931 Wynstone Dr, Jefferson, SD 57038
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,254 sqft · built 2008 |
| Lot Size | 1 acres (43,889 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $540,000 (Mar 2023) |
| Tax Bill | $6,692 (2026) |
| Deeds & Mortgages | Mar 2023 Sale & Mortgage Sep 2020 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17.WS.09.1081 |
| Primary APN | 17.WS.09.1081 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,254 sqft Living Area |
| Basement Area | 2,220 sqft |
| Unfinished Basement | 2,220 sqft |
| Flooring | Brick |
| Interior Walls | Brick |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 43,889 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 797 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Covered Porch |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 931 WYNSTONE DR |
|---|---|
| City | JEFFERSON |
| State | SD |
| Zip | 57038-6875 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 81 WYNSTONE 9TH ADD PH1 (1.00A) |
| Legal Range | 07W |
| Legal Township | 30N |
| Legal Section | 36 |
| Legal Subdivision | WYNSTONE 9TH ADD |
| Legal Lot Number | 81 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 20302 |
931 Wynstone Dr is owned and occupied by two individuals who bought it in March 2023.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 931 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 30, 2023 | Warranty Deed, Transfer · Conventional Mortgage SIOUXLAND FCU |
| Sep 3, 2020 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Jul 1, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PEOPLES BANK |
| Nov 6, 2019 | Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 24, 2023 · Amount on File |
| Deed Sale | Mar 24, 2023 · Amount on File |
| Prior Sale | Nov 6, 2019 · Amount on File |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Mar 30, 2023 |
| Property Address | 931 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Document Number | 000113/165 |
| Book / Page | 113 / 165 |
| Instrument Date | Mar 24, 2023 |
| Instrument | 230728 |
| Transaction Type | Transfer |
| Record Updated | Jun 1, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $540.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6202 S MANLEY PLACE, SOUTHALLS, SD 54108 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 931 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Document Number | 0000182144 |
|---|---|
| Date | Mar 30, 2023 |
| Instrument | 182/144 |
| Name | SIOUXLAND FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.5% |
| Type Change Date | Apr 1, 2029 |
| Change Frequency | Annually |
| Min Rate At Change | 3.5% |
| Max Rate At Change | 7.5% |
| Index | 1-Year T-Bill |
| Margin | 3 |
| Max Rate | 11.5% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 931 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000176/974 |
|---|---|
| Date | Sep 3, 2020 |
| Book Page | 176/974 |
| Instrument | 204140 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | SIOUX CENTER, IA 51250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Sep 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 931 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Transaction Type | Mortgage |
| Record Updated | Sep 1, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000178/702 |
|---|---|
| Date | Jul 1, 2021 |
| Book Page | 178/702 |
| Instrument | 213192 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Address | SIOUX CENTER, IA 51250 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 170 Months |
| Due | Sep 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Nov 6, 2019 |
| Property Address | 931 WYNSTONE DR, JEFFERSON, SD 57038-6875 |
| Document Number | 00109/0733 |
| Book / Page | 109 / 0733 |
| Instrument Date | Oct 25, 2019 |
| Instrument | 194743 |
| Transaction Type | Transfer |
| Record Updated | Sep 1, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Number | 0001740896 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 174/0896 |
| Name | PEOPLES BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2049 |
The 2026 property tax bill for 931 Wynstone Dr was $6,692.
Source: Union County assessment roll, as of October 6, 2025
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| County Subdivision | Jefferson Township |
| Unified School District | Elk Point-Jefferson School District 61-7 (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $6,692.00 | $577,460 (+17.22%) Land $58,370 Building $519,090 |
| 2025 | $6,692.00 (+9.9%) | $492,635 Land $58,370 Building $434,265 |
| 2024 | $6,089.00 (+7.26%) | |
| 2023 | $5,677.00 (+12.68%) | $413,256 Land $54,360 Building $358,896 |
| 2022 | $5,038.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 931 Wynstone Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2024.
Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 18 policies |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2024 · Severe Storms, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 931 Wynstone Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 93% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CLAY RWS/SOUTH UNION private · serves 1,447 people · EPA ID SD4602185 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Long Lines Metro Cable | 1,500 / 50 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures