930 Windsong Pl, Petoskey, MI 49770 Property Records

Emmet County property record for 930 Windsong Pl, Petoskey, MI 49770

Property Summary

Property Type	Condominium
Lot Size	0.675 acres (29,425 sqft)
Owner	2 Individual Names on Record
Last Sale	$269,900 (Mar 2024)
Tax Bill	$5,917 (2024)
Deeds & Mortgages	Dec 2025 Mortgage Dec 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-19-20-355-131`

Property Details

APN / Parcel Number

Primary APN	`01-19-20-355-131`

Interior

Full Baths	2 Baths
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Basement Area	988 sqft
Unfinished Basement	988 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Condo/Apartment
Lot Area	29,425 sqft (0.675 acres)
Garage Area	728 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	930 WINDSONG PL
City	PETOSKEY
State	MI
Zip	49770-9055
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	EC FF-1
Legal Description	WINDSONG WOODS, CONDO PLAN #344, UNIT 31, SECTION 20, T34N, R5W
Legal Range	05W
Legal Township	34N
Legal Section	20
Legal Subdivision	WINDSONG WOODS CONDO
Legal Unit	31
Jurisdiction	EMMET MI
Township / Civil Division	BEAR CREEK
Census Block Group	2
Census Block	2002
Census Tract	970600

Owner

Source: Emmet County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1000 BAY DR, 509, NICEVILLE, FL 32578-4175
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Dec 19, 2025	Deed of Trust, Mortgage · Conventional Mortgage ST FRANCIS X FEDERAL CREDIT UNION
Mar 20, 2024	Warranty Deed, Transfer · Conventional Mortgage MERCANTILE BANK
May 18, 2022	Warranty Deed, Transfer
Feb 28, 2020	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2024 · Amount on Record
Deed Sale	Mar 20, 2024 · Amount on Record
Prior Sale	May 18, 2022 · Amount on Record
Deed Document Number	20245211487
Deed Book / Page	1258 / 477
Prior Transfer Date	Feb 18, 2020
Prior Transfer Doc	001219/686
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	930 WINDSONG PL, PETOSKEY, MI 49770-9055
Transaction Type	Mortgage
Record Updated	Jan 5, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 BAY DR 9, 9, NICEVILLE, FL 32578-4160
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001272/0000000052
Date	Dec 19, 2025
Book Page	0000001272/0000000052
Instrument	5225087

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	228 Months
Due	Jan 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 1, 2020

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EMMET MI
Property Address	930 WINDSONG PL, PETOSKEY, MI 49770-9055
Transaction Type	Mortgage
Record Updated	Dec 29, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 BAY DR 509, 509, NICEVILLE, FL 32578-4175
Investor	Possibly a Property Investor

Mortgage

Document Number	0000001272/0000000052
Date	Dec 19, 2025
Book Page	0000001272/0000000052
Instrument	5225087

Lender

Name	ST FRANCIS X FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	228 Months
Due	Jan 1, 2045

Interest

Rate Type	Adjustable Rate
Rate	5.5%
Type Change Date	Jan 1, 2020

March 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	Mar 20, 2024
Property Address	930 WINDSONG PL, PETOSKEY, MI 49770-9055
Document Number	001258/477
Book / Page	1258 / 477
Instrument Date	Mar 9, 2024
Instrument	5211487
Transaction Type	Transfer
Record Updated	Mar 29, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$23.21
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	100 BAY DR, NICEVILLE, FL 32578-4131
Investor	Possibly a Property Investor

Mortgage

Document Number	0005211488
Date	Mar 20, 2024
Instrument	5211488

Lender

Name	MERCANTILE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Jan 1, 2054

Interest

Rate Type	Adjustable Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EMMET MI
Recording Date	May 18, 2022
Property Address	930 WINDSONG PL, PETOSKEY, MI 49770-9055
Document Number	0001244/94
Book / Page	1244 / 94
Instrument Date	May 12, 2022
Instrument	5197065
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5717 GOLFWAY DR, BOCA RATON, FL 33433-5329

February 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	EMMET MI
Recording Date	Feb 28, 2020
Property Address	930 WINDSONG PL, PETOSKEY, MI 49770-9055
Document Number	001219/686
Book / Page	1219 / 686
Instrument Date	Feb 18, 2020
Instrument	5172629
Transaction Type	Transfer
Record Updated	Jul 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	930 WINDSONG PL, PETOSKEY, MI 49770-9055

Tax Assessment & Valuation

Source: Emmet County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Emmet County
County Subdivision	Bear Creek Township
Unified School District	Public Schools of Petoskey (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$165,200 (+29.77%) Land $165,200	$330,400 (+29.77%) Land $330,400
2024	$5,917.00
2023		$127,300 Land $127,300	$254,600 Land $254,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000

May also be available: Spectrum.

Cell Coverage

5G (outdoors only) and 4G LTE

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