935 Saratoga St, Oxnard, CA 93035 Property Records

Ventura County property record for 935 Saratoga St, Oxnard, CA 93035

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,673 sqft · built 1956
Lot Size0.154 acres (6,723 sqft)
OwnerIndividual Name on File
Tax Bill$1,709 (2025)
Deeds & MortgagesOct 2023 Line of Credit
Jan 2022 Mortgage
Flood ZoneZone X (moderate risk)
APN183-0-181-045

Property Details

APN / Parcel Number

Primary APN183-0-181-045

Interior

Bedrooms5 Beds
Full Baths3 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,673 sqft Living Area
Gross Area988 sqft
1st Floor Area988 sqft

Exterior

Year BuiltBuilt 1956
Effective Year BuiltEffective 1956
Lot Area6,723 sqft (0.154 acres)
Lot Dimensions110 ft deep x 63 ft wide
Garage Area380 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area170 sqft

Location & Zoning

Street Address935 SARATOGA ST
CityOXNARD
StateCA
Zip93035-1544
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal SubdivisionSEA AIR PARK
Legal Block181
JurisdictionVENTURA CA
Township / Civil DivisionOXNARD
Census Block Group1
Census Block1009
Census Tract3608

Owner

935 Saratoga St is owned and occupied by an individual who acquired it in September 2004.

Source: Ventura County records, as of July 15, 2026

Owner of RecordIndividual Name on File
Mailing Address935 SARATOGA ST, OXNARD, CA 93035-1544
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 10, 2023Deed of Trust, Mortgage · Line of Credit
VENTURA COUNTY CU
Jan 21, 2022Deed of Trust, Mortgage · Conventional Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateSep 28, 2004
Transfer Doc0000270922
Record UpdatedSep 20, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address935 SARATOGA ST, OXNARD, CA 93035-1544
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanySTEWART TITLE, STEWART TITLE OF CA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address935 SARATOGA ST, OXNARD, CA 93035-1544

Mortgage

Document Number0000067196
DateOct 10, 2023
Instrument2023000067196
Lender
NameVENTURA COUNTY CU
TypeCredit Union
AddressVENTURA, CA 93001
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueOct 27, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVENTURA CA
Property Address935 SARATOGA ST, OXNARD, CA 93035-1544
Transaction TypeMortgage
Record UpdatedOct 16, 2025
Title CompanyTICOR TITLE SAN DIEGO BR, TICOR TITLE SAN DIEGO BRANCH

Transferred To (Grantee/Buyer)

NameVerified Name
Address935 SARATOGA ST, OXNARD, CA 93035-1544

Mortgage

Document Number0000007975
DateJan 21, 2022
Instrument2022000007975
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressISELIN, NJ 08830
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueFeb 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 935 Saratoga St was $1,709 with a homeowner's exemption, up 2.3% from the year before.

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyVentura County
MunicipalityOxnard City
Elementary School DistrictOxnard Elementary School District (KG - 08)
Secondary School DistrictOxnard Union High School District (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$144,301 (+2%) Land $17,445 Building $126,856
2025$1,709.00 (+2.27%) Homeowner's exemption$141,472 Land $17,103 Building $124,369
2024$1,671.00 (+3.79%)
2023$1,610.00 (+3.14%) Homeowner's exemption$135,980 Land $16,439 Building $119,541
2022$1,561.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 935 Saratoga St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 935 Saratoga St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOXNARD WATER DEPT
serves 200,232 people · EPA ID CA5610007
Water SourcePurchased surface water from several systems
Last State InspectionDec 2025
LeadUnder 1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 789 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, T-Mobile, Verizon.

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