1004 Saratoga St, Oxnard, CA 93035 Property Records

Ventura County property record for 1004 Saratoga St, Oxnard, CA 93035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,458 sqft · built 1956
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on Record
Last Sale	$440,000 (Oct 2018)
Tax Bill	$6,096 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Oct 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`183-0-182-175`

Property Details

APN / Parcel Number

Primary APN	`183-0-182-175`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,458 sqft Living Area
Gross Area	982 sqft
1st Floor Area	982 sqft

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	6,100 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 61 ft wide
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	60 sqft
Patio Area	476 sqft

Location & Zoning

Street Address	1004 SARATOGA ST
City	OXNARD
State	CA
Zip	93035-1531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT: 17 REF: 021MR 045
Legal Subdivision	SEA AIR PARK
Legal Block	182
Legal Lot Number	17
Jurisdiction	VENTURA CA
Township / Civil Division	OXNARD
Census Block Group	1
Census Block	1008
Census Tract	3608

Owner

Source: Ventura County records, as of July 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1004 SARATOGA ST, OXNARD, CA 93035-1531
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 30, 2018	Grant Deed, Transfer · Conventional Mortgage MUFG UNION BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 30, 2018 · Amount on Record
Deed Sale	Oct 30, 2018 · Amount on Record
Prior Sale	Feb 8, 2010 · Amount on Record
Deed Document Number	2018122287
Prior Transfer Date	Feb 12, 2002
Prior Transfer Doc	0000124694
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	VENTURA CA
Property Address	1004 SARATOGA ST, OXNARD, CA 93035-1531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 SARATOGA ST, OXNARD, CA 93035-1531

Mortgage

Document Number	0000168769
Date	Oct 14, 2020
Instrument	20201014-00168769

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 1, 2050

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	VENTURA CA
Recording Date	Oct 30, 2018
Property Address	1004 SARATOGA ST, OXNARD, CA 93035-1531
Document Number	0000122287
Map Reference	MB21 PG45
Instrument Date	Oct 8, 2018
Instrument	20181030-00122287
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	EQUITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1004 SARATOGA ST, OXNARD, CA 93035-1531

Mortgage

Document Number	0000122288
Date	Oct 30, 2018
Instrument	20181030-00122288

Lender

Name	MUFG UNION BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

Tax Assessment & Valuation

Source: Ventura County assessment roll, as of July 15, 2026

Property Jurisdictions

Type	Name
State	California
County	Ventura County
Municipality	Oxnard City
Elementary School District	Oxnard Elementary School District (KG - 08)
Secondary School District	Oxnard Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$500,640 (+2%) Land $325,418 Building $175,222
2025	$6,096.00 (+2.21%)	$490,824 (+4.04%) Land $319,037 Building $171,787
2024	$5,964.00 (+3.78%)
2023	$5,747.00 (+3.1%)	$471,765 Land $306,648 Building $165,117
2022	$5,574.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OXNARD WATER DEPT serves 200,232 people · EPA ID CA5610007
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 789 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, Frontier, GeoLinks, T-Mobile, Verizon.

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