Polk County property record for 935 S Main St, Independence, OR 97351
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 1,555 sqft · built 2004 |
| Lot Size | 0.507 acres (22,090 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $354,000 (Nov 2025) |
| Tax Bill | $3,362 (2025) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage Feb 2019 Mortgage + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 08428-D0-00200 |
| Primary APN | 08428-D0-00200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,555 sqft Living Area |
| Gross Area | 2,035 sqft |
| 1st Floor Area | 1,555 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Architectural Style | Mobile Home |
| Exterior Material | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 22,090 sqft (0.507 acres) |
| View / Lot | Flood Plain |
| Garage Area | 480 sqft |
| Deck Area | 65 sqft |
| Total Buildings | 2 Buildings |
| Account Number | 305710 |
|---|---|
| Street Address | 935 S MAIN ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-2323 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | AG |
| Legal Description | PARTITION PLAT 2001-0014 LOT 1 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | PARTITION PLAT 2001-0014 |
| Legal Block | 2 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20306 |
Source: Polk County records, as of May 26, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 935 S MAIN ST, INDEPENDENCE, OR 97351-2323 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 4, 2025 | Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO |
| Feb 25, 2019 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jul 30, 2021 | Intrafamily Transfer, Transfer · VA Mortgage LOANUNITED.COM LLC |
| Feb 13, 2020 | Intrafamily Transfer, Transfer · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Oct 16, 2017 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2025 · Amount on Record |
| Deed Sale | Nov 4, 2025 · Amount on Record |
| Prior Sale | May 5, 2025 · Amount on Record |
| Deed Document Number | 20258407 |
| Prior Transfer Date | Jan 15, 2021 |
| Prior Transfer Doc | 0000012292 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Nov 4, 2025 |
| Property Address | 935 S MAIN ST, INDEPENDENCE, OR 97351-2323 |
| Document Number | 0000008407 |
| Instrument Date | Oct 16, 2025 |
| Instrument | 2025-008407 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Title Company | TICOR TITLE INSURANCE COMPANY, TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 935 S MAIN ST, INDEPENDENCE, OR 97351-2323 |
| Document Number | 0000008408 |
|---|---|
| Date | Nov 4, 2025 |
| Instrument | 2025-008408 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 935 S MAIN ST, INDEPENDENCE, OR 97351-2323 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2021 |
| Title Company | AMERITITLE |
| Name | Verified Name |
|---|
| Document Number | 0000001863 |
|---|---|
| Date | Feb 25, 2019 |
| Instrument | 2019-001863 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jul 30, 2021 |
| Property Address | 935 S MAIN ST, INDEPENDENCE, OR 97351-2323 |
| Document Number | 0000012292 |
| Map Reference | VOL 2001 PG 14 |
| Instrument Date | Jan 15, 2021 |
| Instrument | 2021-012292 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 935 S MAIN ST, INDEPENDENCE, OR 97351-2323 |
| Document Number | 0000012293 |
|---|---|
| Date | Jul 30, 2021 |
| Instrument | 2021-012293 |
| Name | LOANUNITED.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 355 Months |
| Due | Feb 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Feb 13, 2020 |
| Property Address | 935 S MAIN ST, INDEPENDENCE, OR 97351-2323 |
| Document Number | 0000002053 |
| Map Reference | VOL 2001 PG 14 |
| Instrument Date | Dec 23, 2019 |
| Instrument | 2020-002053 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | AMERITITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 935 S MAIN ST, INDEPENDENCE, OR 97351-2323 |
| Document Number | 0000002054 |
|---|---|
| Date | Feb 13, 2020 |
| Instrument | 2020-002054 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jan 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 935 S MAIN ST, INDEPENDENCE, OR 97351-2323 |
| Document Number | 0000012723 |
| Instrument Date | Oct 16, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 16, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 935 S MAIN ST INDEPENDENCE OR 973512323, INDEPENDENCE, OR 97351-2323 |
| Document Number | 0000012723 |
|---|---|
| Date | Oct 24, 2017 |
| Instrument | 12723 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 23, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Polk County assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $189,750 (+3%) Land $117,770 Building $71,980 | $356,390 (+2.34%) Land $225,000 Building $131,390 | |
| 2025 | $3,362.00 (+8.49%) | $184,230 (-8.69%) Land $114,350 Building $69,880 | $348,250 (-4.47%) Land $216,150 Building $132,100 |
| 2024 | $3,099.00 (-2.49%) Veteran's exemption | $201,760 (+3%) Land $61,970 Building $139,790 | $364,560 (+5.4%) Land $219,500 Building $145,060 |
| 2023 | $3,178.00 (+8.91%) Veteran's exemption | $195,890 (+3%) Land $60,170 Building $135,720 | $345,870 (+3.62%) Land $209,750 Building $136,120 |
| 2022 | $2,918.00 Veteran's exemption | $190,190 Land $58,420 Building $131,770 | $333,780 Land $211,250 Building $122,530 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 43 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 98.5% of Oregon |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people · EPA ID OR4100399 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Willamette Valley Fiber Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications Fixed Wireless | 200 / 20 |
| CenturyLink DSL | 140 / 20 |
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