Polk County property record for 1014 S Main St, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,702 sqft · built 2013 |
| Lot Size | 0.31 acres (13,481 sqft) |
| Owner | Individual Name on File |
| Last Sale | $316,000 (Apr 2020) |
| Tax Bill | $5,166 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Apr 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08428-DB-03101 |
| Primary APN | 08428-DB-03101 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,702 sqft Living Area |
| Gross Area | 2,101 sqft |
| 1st Floor Area | 680 sqft |
| 2nd Floor Area | 1,022 sqft |
| Great Room | Great Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Concrete |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,481 sqft (0.31 acres) |
| Garage Area | 399 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 571498 |
|---|---|
| Street Address | 1014 S MAIN ST |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-9444 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | PARTITION PLAT 2008-0017 LOT 1 |
| Legal Range | 4W |
| Legal Township | 08S |
| Legal Section | 28 |
| Legal Subdivision | PARTITION PLAT 2008-0017 |
| Legal Block | 4 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 20305 |
Source: Polk County records · APN 08428-DB-03101
Assessment roll updated May 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1014 S MAIN ST, INDEPENDENCE, OR 97351-9444 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jun 10, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Apr 22, 2020 | Warranty Deed, Transfer · VA Mortgage NATIONS DIRECT MORTGAGE LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 22, 2020 · Amount on Record |
| Deed Sale | Apr 22, 2020 · Amount on Record |
| Prior Sale | Jul 19, 2016 · Amount on Record |
| Deed Document Number | 20205507 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 1014 S MAIN ST, INDEPENDENCE, OR 97351-9444 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2021 |
| Title Company | WFG LENDER SERVICES |
| Name | Verified Name |
|---|
| Document Number | 0000009653 |
|---|---|
| Date | Jun 10, 2021 |
| Instrument | 2021-009653 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Apr 22, 2020 |
| Property Address | 1014 S MAIN ST, INDEPENDENCE, OR 97351-9444 |
| Document Number | 0000005507 |
| Instrument Date | Apr 21, 2020 |
| Instrument | 2020-005507 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | TICOR TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1014 S MAIN ST, INDEPENDENCE, OR 97351-9444 |
| Document Number | 0000005508 |
|---|---|
| Date | Apr 22, 2020 |
| Instrument | 2020-005508 |
| Name | NATIONS DIRECT MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Polk County records · Assessment roll updated May 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Municipality | Independence City |
| Unified School District | Central School District 13J (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $293,280 (+3%) Land $81,200 Building $212,080 | $487,590 (+1.41%) Land $160,000 Building $327,590 | |
| 2025 | $5,166.00 (+3.8%) | $284,740 (+3%) Land $78,830 Building $205,910 | $480,830 (-3.67%) Land $149,200 Building $331,630 |
| 2024 | $4,977.00 (-2.53%) | $276,450 (+3%) Land $76,540 Building $199,910 | $499,140 (+4.02%) Land $148,000 Building $351,140 |
| 2023 | $5,106.00 (+8.96%) | $268,400 (+3%) Land $74,310 Building $194,090 | $479,870 (+0.71%) Land $141,500 Building $338,370 |
| 2022 | $4,686.00 | $260,590 Land $72,140 Building $188,450 | $476,470 Land $130,000 Building $346,470 |
Source: FEMA National Flood Hazard Layer, Polk County (41053C), as of October 28, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 410530203054, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Monmouth Independence Network Fiber | 2,500 / 2,500 |
| Spectrum Cable | 1,000 / 1,000 |
| Alyrica Networks Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Hunter Communications & Technologies Fixed Wireless | 200 / 20 |
| Lumen Technologies DSL | 140 / 20 |
Based on FCC filings for 263 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System, water system OR4100399, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | INDEPENDENCE WATER SYSTEM serves 10,300 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2022 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Copper | 1.45 mg/L (2021–2023) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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