935 McKaig Ave, Troy, OH 45373 Property Records

Miami County property record for 935 McKaig Ave, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1920
Lot Size	0.16 acres (6,970 sqft)
Owner	Individual Name on Record
Tax Bill	$1,786 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone X (reduced by levee)
APN	`D08-016830`

Property Details

APN / Parcel Number

Primary APN	`D08-016830`
Alternative APNs	`050621.3-14-026-00` `D08SW072 01600`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
1st Floor Area	1,920 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide

Exterior Amenities

Porch	Slab
Porch Area	247 sqft
Patio Area	351 sqft
Canopy	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	935 MCKAIG AVE
City	TROY
State	OH
Zip	45373-2960
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IN LOT 1438 50
Legal Lot Number	1438
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4001
Census Tract	365301

Owner

Source: Miami County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	935 MCKAIG AVE, TROY, OH 45373-2960
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 11, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
May 21, 2019	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 11, 2022
Deed Sale	Feb 11, 2022
Prior Sale	May 21, 2019 · Amount on Record
Deed Document Number	20222297
Record Updated	Sep 20, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	Feb 11, 2022
Property Address	935 MCKAIG AVE, TROY, OH 45373-2960
Document Number	0000002297
Instrument Date	Feb 4, 2022
Instrument	2022OR-02297
Transaction Type	Transfer
Record Updated	Mar 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 MCKAIG AVE, TROY, OH 45373-2960

Mortgage

Document Number	0000002298
Date	Feb 11, 2022
Instrument	2022OR-02298

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 21, 2019
Property Address	935 MCKAIG AVE, TROY, OH 45373-2960
Document Number	0000005295
Instrument Date	May 17, 2019
Instrument	2019OR-05295
Transaction Type	Transfer
Record Updated	Feb 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	935 MCKAIG AVE, TROY, OH 45373-2960

Mortgage

Document Number	0000005296
Date	May 21, 2019
Instrument	2019OR-05296

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

Tax Assessment & Valuation

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,786.00 (+5.87%) Homeowner's exemption	$44,670 (+21.88%) Land $10,890 Building $33,780	$127,600 (+21.87%) Land $31,100 Building $96,500
2024	$1,687.00 (+12.02%) Homeowner's exemption	$36,650 (-) Land $11,340 Building $25,310
2023	$1,506.00 (+15.4%) Homeowner's exemption	$36,650 (-) Land $11,340 Building $25,310	$104,700 (-) Land $32,400 Building $72,300
2022	$1,305.00 Homeowner's exemption	$36,650 Land $11,340 Building $25,310	$104,700 Land $32,400 Building $72,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Imagine Networks, Verizon, Watch TV.

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