1015 McKaig Ave, Troy, OH 45373 Property Records

Miami County property record for 1015 McKaig Ave, Troy, OH 45373

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,500 sqft · built 1920
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on File
Last Sale	$258,000 (May 2024)
Tax Bill	$2,896 (2025)
Deeds & Mortgages	Nov 2021 Line of Credit Sep 2021 Mortgage + 4 more
Flood Zone	Zone X (reduced by levee)
APN	`D08-091940`

Property Details

APN / Parcel Number

Primary APN	`D08-091940`
Alternative APNs	`050621.3-13-004-00` `D08SW071 00700`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	2,008 sqft
Upper Floors Area	496 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2017
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	136 ft deep x 90 ft wide
Garage Type	Detached
Garage Area	810 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	252 sqft
Patio Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1015 MCKAIG AVE
City	TROY
State	OH
Zip	45373-2962
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OUT LOT 83 90 SE COR
Legal Subdivision	EDGEHILL SUBDIVISION
Legal Lot Number	83
Jurisdiction	MIAMI OH
Township / Civil Division	CONCORD
Census Block Group	4
Census Block	4005
Census Tract	365301

Owner

1015 McKaig Ave is owned by a company that bought it in May 2024.

Source: Miami County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	6265 SHADELANDS DR, SAN JOSE, CA 95123-4646
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 2, 2021	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Sep 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNION SAVINGS BANK
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit WRIGHT-PATT CREDIT UNION INC
Jul 2, 2024	Deed of Trust, Mortgage · Line of Credit GREENVILLE FEDERAL
Sep 9, 2021	Intrafamily Transfer, Transfer
May 29, 2018	Warranty Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MTG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 20, 2024 · Amount on File
Deed Sale	May 20, 2024 · Amount on File
Prior Sale	May 29, 2018 · Amount on File
Deed Document Number	20244936
Prior Transfer Date	Aug 17, 2023
Prior Transfer Doc	0000009061
Record Updated	Sep 20, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1015 MCKAIG AVE, TROY, OH 45373-2962
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000019042
Date	Nov 2, 2021
Instrument	2021OR-19042

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union
Address	DAYTON, OH 45434

Agreement

Type	Line of Credit
Amount	Amount on Record

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1015 MCKAIG AVE, TROY, OH 45373-2962
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015710
Date	Sep 8, 2021
Instrument	2021OR-15710

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 1, 2041

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1015 MCKAIG AVE, TROY, OH 45373-2962
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010901
Date	Oct 3, 2023
Instrument	2023OR-10901

Lender

Name	WRIGHT-PATT CREDIT UNION INC
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Sep 25, 2048

July 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MIAMI OH
Property Address	1015 MCKAIG AVE, TROY, OH 45373-2962
Transaction Type	Mortgage
Record Updated	Jun 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006500
Date	Jul 2, 2024
Instrument	2024OR-06500

Lender

Name	GREENVILLE FEDERAL
Type	Bank
Address	690 WAGNER AVE, GREENVILLE, OH 45331

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2044

Interest

Rate Type	Adjustable Rate

September 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIAMI OH
Recording Date	Sep 9, 2021
Property Address	1015 MCKAIG AVE, TROY, OH 45373-2962
Document Number	0000015754
Instrument Date	Aug 26, 2021
Instrument	2021OR-15754
Transaction Type	Transfer
Record Updated	Aug 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	1015 MCKAIG AVE, TROY, OH 45373-2962

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MIAMI OH
Recording Date	May 29, 2018
Property Address	1015 MCKAIG AVE, TROY, OH 45373-2962
Document Number	0000006480
Instrument Date	May 29, 2018
Instrument	2018OR-06480
Transaction Type	Transfer
Record Updated	Aug 25, 2022
Title Company	BUCKEYE TITLE BOX

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1480 N 2200 W, SALT LAKE CITY, UT 84116-4127

Mortgage

Document Number	0000006481
Date	May 29, 2018
Instrument	2018OR-06481

Lender

Name	PRIMARY RESIDENTIAL MTG CORP

Agreement

Type	FHA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1015 McKaig Ave was $2,896, up 8.1% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Miami County
County Subdivision	Concord Township
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,896.00 (+8.14%)	$73,360 (+21.92%) Land $16,170 Building $57,190	$209,600 Land $46,200 Building $163,400
2024	$2,678.00 (+10.34%) Homeowner's exemption	$60,170 (-) Land $16,840 Building $43,330
2023	$2,427.00 (+15.79%) Homeowner's exemption	$60,170 (-) Land $16,840 Building $43,330	$171,900 (-) Land $48,100 Building $123,800
2022	$2,096.00 Homeowner's exemption	$60,170 Land $16,840 Building $43,330	$171,900 Land $48,100 Building $123,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1015 McKaig Ave in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 1015 McKaig Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 26,305 people · EPA ID OH5501612
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 405 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Imagine Networks, Verizon, Watch TV.

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