9342 Ray Rd, Gaines, MI 48436 Property Records

Genesee County property record for 9342 Ray Rd, Gaines, MI 48436 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,440 sqft · built 1979
Lot Size9.29 acres (404,672 sqft)
Owner2 Individual Names on File
Tax Bill$994 (2025)
Deeds & MortgagesNov 2019 Transfer
Flood ZoneZone X (minimal risk)
APN10-34-300-004

Property Details

APN / Parcel Number

Primary APN10-34-300-004

Interior

Full Baths1 Bath
Building Area1,440 sqft Living Area
1st Floor Area1,440 sqft
Basement Area1,440 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1979
Architectural StyleRanch
Lot Area404,672 sqft (9.29 acres)
Garage Area1,536 sqft
Parking Spaces6 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address9342 RAY RD
CityGAINES
StateMI
Zip48436-9717
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionA PARCEL OF LAND BEG 562.15 FT W OF S 1/4 COR OF SEC TH W 297 FT TH N 1* 12 MIN 45 SEC W 1363.73 FT TH S 89* 16 MIN 45 SEC E
Legal Range05E
Legal Township06N
Legal Section34
JurisdictionGENESEE MI
Township / Civil DivisionGAINES
Census Block Group2
Census Block2054
Census Tract12801

Owner

Source: Genesee County records · APN 10-34-300-004

Assessment roll updated October 3, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address9342 RAY RD, GAINES, MI 48436-9717
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last Transfer DateNov 20, 2019
Transfer Doc0000072530
Record UpdatedSep 20, 2026

November 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGENESEE MI
Recording DateNov 20, 2019
Property Address9342 RAY RD, GAINES, MI 48436-9717
Document Number0000072530
Instrument DateNov 20, 2019
Instrument72530
Transaction TypeTransfer
Record UpdatedDec 11, 2019
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address8514 CHELMSFORD DR SWARTZ CREEK MI 484731233, SWARTZ CREEK, MI 48473-1233

Tax Assessment & Valuation

Source: Genesee County records · Assessment roll updated October 3, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMichigan
CountyGenesee County
County SubdivisionGaines Township
Unified School DistrictSwartz Creek Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$994.00 (-67.05%) Homeowner's exemption$150,300 (+24.42%)$300,600 (+24.42%)
2024$3,017.00 (+33.85%)
2023$120,800$241,600
2019$2,254.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Genesee County (26049C), updated February 19, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260490128012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 500 ft
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2014–2017)
Most Recent ClaimApr 2017, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 3 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
SpectrumCable1,000 / 35
StarlinkSatellite (low-earth orbit)280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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