Genesee County property record for 9316 Ray Rd, Gaines, MI 48436
| Property Type | Single Family Home |
|---|---|
| Details | 1.5 ba · 2,296 sqft · built 1979 |
| Lot Size | 9.44 acres (411,206 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $3,312 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-34-300-005 |
| Primary APN | 10-34-300-005 |
|---|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,296 sqft Living Area |
| 1st Floor Area | 896 sqft |
| Basement Area | 896 sqft |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Lot Area | 411,206 sqft (9.44 acres) |
| Garage Area | 728 sqft |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 9316 RAY RD |
|---|---|
| City | GAINES |
| State | MI |
| Zip | 48436-9717 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AG-2 |
| Legal Description | A PARCEL OF LAND BEG 382.15 FT W OF S 1/4 COR OF SEC TH W 180 FT TH N 1 DEG 12 MIN 45 SEC W 1359.99 FT TH S 89 DEG 16 MIN 45 |
| Legal Range | 05E |
| Legal Township | 06N |
| Legal Section | 34 |
| Jurisdiction | GENESEE MI |
| Township / Civil Division | GAINES |
| Census Block Group | 2 |
| Census Block | 2054 |
| Census Tract | 12801 |
Source: Genesee County records, as of October 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 9316 RAY RD, GAINES, MI 48436-9717 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jan 23, 2009 |
| Transfer Doc | 0000004084 |
| Record Updated | Oct 29, 2026 |
Source: Genesee County assessment roll, as of October 2, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Genesee County |
| County Subdivision | Gaines Township |
| Unified School District | Swartz Creek Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $152,700 (+5.97%) Land $40,700 Building $112,000 | $305,400 (+5.97%) Land $81,400 Building $224,000 | |
| 2025 | $3,312.00 (+4.64%) Homeowner's exemption | $144,100 (+14.37%) | $288,200 (+14.37%) |
| 2024 | $3,165.00 (+33.32%) | ||
| 2023 | $126,000 | $252,000 | |
| 2019 | $2,374.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2014–2017) |
| Most Recent Claim | Apr 2017 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Starlink Satellite | 280 / 30 |
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