934 Williams Switch Rd, Ripley, TN 38063 Property Records

Lauderdale County property record for 934 Williams Switch Rd, Ripley, TN 38063

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,267 sqft · built 1973
Lot Size	3.64 acres (158,558 sqft)
Owner	Individual Name on Record
Last Sale	$130,000 (Nov 2021)
Tax Bill	$672 (2025)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`049101 01200`

Property Details

APN / Parcel Number

Primary APN	`049101 01200`
Alternative APN	`101 01200`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,267 sqft Living Area
1st Floor Area	1,267 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1986
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	158,558 sqft (3.64 acres)
Porch	Patio
Porch Area	440 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	934 WILLIAMS SWITCH RD
City	RIPLEY
State	TN
Zip	38063-5504
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	DISTRICT: 15, COUNTY AREA: R50
Jurisdiction	LAUDERDALE TN
Township / Civil Division	1
Census Block Group	1
Census Block	1031
Census Tract	50503

Owner

Source: Lauderdale County records, as of January 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	PO BOX 371458, PITTSBURGH, PA 15250-7458
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2021	Warranty Deed, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC
Jul 17, 2017	Warranty Deed, Transfer · FHA Mortgage EVERETT FINANCIAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 8, 2021 · Amount on Record
Deed Sale	Nov 8, 2021 · Amount on Record
Prior Sale	Jul 17, 2017 · Amount on Record
Deed Document Number	2021197366
Deed Book / Page	764 / 705
Prior Transfer Date	Jul 8, 2013
Prior Transfer Doc	0000652/47
Record Updated	Jun 8, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE TN
Recording Date	Nov 8, 2021
Property Address	934 WILLIAMS SWITCH RD, RIPLEY, TN 38063-5504
Document Number	764/705
Book / Page	764 / 705
Instrument Date	Nov 5, 2021
Instrument	197366
Transaction Type	Transfer
Record Updated	Nov 24, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$481.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 WILLIAMS SWITCH RD, RIPLEY, TN 38063-5504

Mortgage

Document Number	197367
Date	Nov 8, 2021
Instrument	197367

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAUDERDALE TN
Recording Date	Jul 17, 2017
Property Address	934 WILLIAMS SWITCH RD, RIPLEY, TN 38063-5504
Document Number	702/306
Book / Page	702 / 306
Instrument Date	Jul 14, 2017
Instrument	182979
Transaction Type	Transfer
Record Updated	Jul 26, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	934 WILLIAMS SWITCH RD, RIPLEY, TN 38063-5504

Mortgage

Document Number	0000182980
Date	Jul 17, 2017
Book Page	702/308
Instrument	182980

Lender

Name	EVERETT FINANCIAL
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Lauderdale County
Municipality	Ripley City
Unified School District	Lauderdale County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$672.00 (+1.66%)	$26,450 (-) Land $3,750 Building $22,700
2023		$26,450 Land $3,750 Building $22,700
2022	$661.00
2021			$105,800 Land $15,000 Building $90,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1979–1997)
Most Recent Claim	Mar 1997 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAUDERDALE CO WATER SYSTEM serves 9,092 people · EPA ID TN0000581
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Aeneas Communications Fiber	1,000 / 1,000
Spectrum Cable	1,000 / 1,000

May also be available: Forked Deer Connect.

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