923 Williams Switch Rd, Ripley, TN 38063 Property Records

Lauderdale County property record for 923 Williams Switch Rd, Ripley, TN 38063

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,533 sqft · built 1965
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$219,500 (Jul 2026)
Tax Bill$696 (2025)
Deeds & MortgagesJul 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN049101 04000

Property Details

APN / Parcel Number

Primary APN049101 04000
Alternative APN
  • 101 04000

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,533 sqft Living Area
1st Floor Area1,533 sqft
Utility RoomUtility Room
FlooringCarpet
Interior WallsPaneling

Exterior

Year BuiltBuilt 1965
Effective Year BuiltEffective 1986
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area43,560 sqft (1 acres)
Garage TypeFinished
Garage Area285 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area90 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
Heating FuelGas
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address923 WILLIAMS SWITCH RD
CityRIPLEY
StateTN
Zip38063-5505
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionDISTRICT: 03, COUNTY AREA: R50
JurisdictionLAUDERDALE TN
Township / Civil Division1
Census Block Group2
Census Block2004
Census Tract50600

Owner

Source: Lauderdale County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address923 WILLIAMS SWITCH RD, RIPLEY, TN 38063-5505
OccupancyOwner Occupied
Owner TypeIndividual
VestingUnmarried Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 21, 2026 · Amount on Record
Deed SaleJul 21, 2026 · Amount on Record
Prior SaleJan 23, 1964
Deed Document Number2026214251
Deed Book / Page845 / 589
Prior Transfer DateMay 28, 2025
Prior Transfer Doc0000210096
Record UpdatedOct 29, 2026

July 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAUDERDALE TN
Recording DateJul 21, 2026
Property Address923 WILLIAMS SWITCH RD, RIPLEY, TN 38063-5505
Document Number0000214251
Book / Page845 / 589
Instrument DateJul 20, 2026
Instrument2026214251
Transaction TypeTransfer
Record UpdatedJul 30, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$82,027.15
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address923 WILLIAMS SWITCH RD, RIPLEY, TN 38063-5505

Mortgage

Document Number0000214251,
DateJul 21, 2026
Book Page845/592
Instrument2026214251
Lender
NameLEADERS CREDIT UNION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2056
Interest
Rate6.48%
Max Rate-1%

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyLauderdale County
MunicipalityRipley City
Unified School DistrictLauderdale County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$696.00 (+1.61%)$27,400 (-) Land $2,350 Building $25,050
2023$27,400 Land $2,350 Building $25,050
2022$685.00
2021$109,600 Land $9,400 Building $100,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAUDERDALE CO WATER SYSTEM
serves 9,092 people · EPA ID TN0000581
Water SourceGroundwater
Last State InspectionJan 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Aeneas Communications
Fiber
1,000 / 1,000
Spectrum
Cable
1,000 / 1,000

May also be available: Forked Deer Connect.

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