929 Western Ave, Covington, KY 41011 Property Records

Kenton County property record for 929 Western Ave, Covington, KY 41011

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 4,468 sqft · built 1900
Lot Size	0.073 acres (3,180 sqft)
Owner	Company Name on Record
Last Sale	$148,000 (Oct 2023)
Tax Bill	$1,961 (2025)
Deeds & Mortgages	Oct 2023 Sale & Second Mortgage Aug 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`040-44-01-019.00`

Property Details

APN / Parcel Number

Primary APN	`040-44-01-019.00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	4,468 sqft Finished Area
Gross Area	4,566 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Lot Area	3,180 sqft (0.073 acres)
Lot Dimensions	190 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	929 WESTERN AVE
City	COVINGTON
State	KY
Zip	41011-2029
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	0.073 ACS LEWIS PT LOT 51
Legal Subdivision	LEWIS HARVEY
Legal Lot Number	51
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	1
Census Block	1004
Census Tract	61600

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Lewisburg Historic District listed 1993 · 430 contributing resources · NRIS 93001165

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1112 LOCUST AVE, DAYTON, KY 41074-1523
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2023	Deed, Transfer · Stand-Alone Second Mortgage HERITAGE BANK INC
Aug 8, 2022	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2023 · Amount on Record
Deed Sale	Oct 23, 2023 · Amount on Record
Deed Document Number	2023123
Deed Book / Page	253 / 363
Record Updated	Oct 29, 2026

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	KENTON KY
Recording Date	Oct 23, 2023
Property Address	929-931 WESTERN AVE, COVINGTON, KY 41011
Document Number	0005900123
Book / Page	KC 253 / 363
Instrument Date	Oct 20, 2023
Instrument	23102305900123
Transaction Type	Transfer
Record Updated	Jan 5, 2024
Title Company	KENTUCKY LAND TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$148.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	123 WALLACE AVE, COVINGTON, KY 41014-1260

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1112 LOCUST AVE, DAYTON, KY 41074-1523

Mortgage

Document Number	0005900124
Date	Oct 23, 2023
Book Page	KCM 501/850
Instrument	23102305900124

Lender

Name	HERITAGE BANK INC
Type	Bank
Address	FLORENCE, KY 41042

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Nov 7, 2033

August 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	KENTON KY
Recording Date	Aug 8, 2022
Property Address	929-931 WESTERN AVE, COVINGTON, KY 41011
Document Number	0005900027
Book / Page	181 / 619
Map Reference	MB 89 PG 640
Instrument Date	Jul 13, 2022
Instrument	22080805900027
Transaction Type	Transfer
Record Updated	Jan 5, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$148,000 (-) Land $10,000 Building $138,000	$148,000 (-) Land $10,000 Building $138,000
2025	$1,961.00 (+126.71%)	$148,000 (+127.69%) Land $5,000 Building $143,000	$148,000 (+127.69%) Land $5,000 Building $143,000
2023	$865.00 (+0.82%)	$65,000 (-) Land $5,000 Building $60,000	$65,000 (-) Land $5,000 Building $60,000
2022	$858.00	$65,000 Land $5,000 Building $60,000	$65,000 Land $5,000 Building $60,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 284 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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