933 Nicholas Dr, Genoa, IL 60135 Property Records

DeKalb County property record for 933 Nicholas Dr, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.106 acres (4,625 sqft)
Owner	2 Individual Names on File
Last Sale	$187,500 (Jan 2019)
Tax Bill	$3,470 (2024)
Deeds & Mortgages	Jul 2025 Sale & Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`02-25-404-016`

Property Details

APN / Parcel Number

Primary APN	`02-25-404-016`

Exterior

Lot Area	4,625 sqft (0.106 acres)

Location & Zoning

Account Number	0225404016
Street Address	933 NICHOLAS DR
City	GENOA
State	IL
Zip	60135-7506
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 9 - OAK CREEK COVESEE PARCEL 03-30-301-017
Legal Subdivision	OAK CREEK COVE
Legal Lot Number	9
Jurisdiction	DE KALB IL
Township / Civil Division	KINGSTON
Census Block Group	3
Census Block	3047
Census Tract	100

Owner

933 Nicholas Dr is owned and occupied by two individuals who bought it in January 2019.

Source: DeKalb County records, as of April 8, 2026

Owner of Record	2 Individual Names on File
Mailing Address	933 NICHOLAS DR, GENOA, IL 60135-7506
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2025	Warranty Deed, Transfer · Conventional Mortgage ENVOY MORTGAGE LTD
Feb 3, 2020	Deed of Trust, Mortgage · FHA Mortgage FIRST CENTENNIAL MTG CORP
Jan 15, 2019	Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MTG CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 15, 2019 · Amount on File
Deed Sale	Jan 15, 2019 · Amount on File
Prior Sale	May 22, 2015 · Amount on File
Deed Document Number	2019301
Prior Transfer Date	Jan 30, 2013
Prior Transfer Doc	0000001264
Record Updated	Oct 29, 2026

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jul 9, 2025
Property Address	933 NICHOLAS DR, GENOA, IL 60135-7506
Document Number	0000005090
Map Reference	DOC 96007711
Instrument Date	Jul 7, 2025
Instrument	2025005090
Transaction Type	Transfer
Record Updated	Mar 31, 2026
Title Company	AMERICAN TITLE COMPANY, AMERICAN TITLE GUARANTY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	933 NICHOLAS DR, GENOA, IL 60135-7506

Mortgage

Document Number	0000005091
Date	Jul 9, 2025
Instrument	2025005091

Lender

Name	ENVOY MORTGAGE LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Fixed Rate
Rate	7%

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	933 NICHOLAS DR, GENOA, IL 60135-7506
Document Number	0000001795
Instrument Date	Feb 3, 2020
Transaction Type	Mortgage
Record Updated	Mar 16, 2020
Title Company	ADVISORS TITLE NTWK LLC

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	933 NICHOLAS DR GENOA IL 601357506, GENOA, IL 60135-7506

Mortgage

Document Number	0000001795
Date	Mar 2, 2020
Instrument	1795

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2050

Interest

Rate Type	Fixed Rate
Rate	3.75%

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Jan 15, 2019
Property Address	933 NICHOLAS DR, GENOA, IL 60135-7506
Document Number	0000000301
Instrument Date	Jan 10, 2019
Instrument	301
Transaction Type	Transfer
Record Updated	Feb 22, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$187.50
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	933 NICHOLAS DR GENOA IL 601357506, GENOA, IL 60135-7506

Mortgage

Document Number	302
Date	Jan 15, 2019
Instrument	302

Lender

Name	FIRST CENTENNIAL MTG CORP
Address	AURORA, IL 60506

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 14, 2049

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Kingston Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$48,087 Land $9,485 Building $38,602	$144,261 Land $28,455 Building $115,806
2024	$3,470.00
2023		$39,156 Land $7,723 Building $31,433	$117,468 Land $23,169 Building $94,299

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 933 Nicholas Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 933 Nicholas Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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