928 Nicholas Dr, Genoa, IL 60135 Property Records

DeKalb County property record for 928 Nicholas Dr, Genoa, IL 60135

Property Summary

Property Type	Single Family Home
Lot Size	0.197 acres (8,588 sqft)
Owner	Individual Name on Record
Last Sale	$155,000 (Oct 2017)
Tax Bill	$7,208 (2024)
Deeds & Mortgages	Apr 2020 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-30-302-012`

Property Details

APN / Parcel Number

Primary APN	`03-30-302-012`

Exterior

Lot Area	8,588 sqft (0.197 acres)

Location & Zoning

Account Number	0330302012
Street Address	928 NICHOLAS DR
City	GENOA
State	IL
Zip	60135-7529
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1
Legal Description	OAK CREEK COVE - LOT 12
Legal Subdivision	OAK CREEK COVE
Legal Lot Number	12
Jurisdiction	DE KALB IL
Township / Civil Division	GENOA
Census Block Group	3
Census Block	3018
Census Tract	100

Owner

Source: DeKalb County records, as of April 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	928 NICHOLAS DR, GENOA, IL 60135-7529
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST MIDWEST BK
Oct 3, 2017	Warranty Deed, Transfer · FHA Mortgage FIRST MIDWEST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 3, 2017 · Amount on Record
Deed Sale	Oct 3, 2017 · Amount on Record
Deed Document Number	20179714
Record Updated	Oct 29, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DE KALB IL
Property Address	928 NICHOLAS DR, GENOA, IL 60135-7529
Document Number	0000003528
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 20, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	928 NICHOLAS DR GENOA IL 601357529, GENOA, IL 60135-7529

Mortgage

Document Number	0000003528
Date	Apr 23, 2020
Instrument	3528

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2050

Interest

Rate Type	Fixed Rate
Rate	3.37%

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DE KALB IL
Recording Date	Oct 3, 2017
Property Address	928 NICHOLAS DR, GENOA, IL 60135-7529
Document Number	0000009714
Instrument Date	Sep 29, 2017
Instrument	9714
Transaction Type	Transfer
Record Updated	Nov 22, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$155.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	34 MAPLE LN GENOA IL 601351178, GENOA, IL 60135-1178

Mortgage

Document Number	9715
Date	Oct 3, 2017
Instrument	9715

Lender

Name	FIRST MIDWEST BK
Type	Bank
Address	GURNEE, IL 60031

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 2, 2047

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

Source: DeKalb County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	DeKalb County
County Subdivision	Genoa Township
Municipality	Genoa City
Unified School District	Genoa-Kingston Community Unit School District 424 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$94,495 (+16.85%) Land $16,939 Building $77,556	$283,485 (+16.85%) Land $50,817 Building $232,668
2024	$7,208.00
2023		$80,867 Land $14,496 Building $66,371	$242,601 Land $43,488 Building $199,113

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 2, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1979)
Most Recent Claim	Apr 1979 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GENOA serves 5,298 people · EPA ID IL0370150
Water Source	Groundwater
Last State Inspection	May 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium not recorded as resolved · Apr 2026
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Fox Valley Internet Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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