933 Lafayette St, Ringgold, GA 30736 Property Records

Catoosa County property record for 933 Lafayette St, Ringgold, GA 30736

Property Summary

Property Type	Mixed Use Store/Office
Details	2 ba · 1,425 sqft · built 1940
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Mar 2025)
Tax Bill	$823 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Mar 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R0060084000`

Property Details

APN / Parcel Number

Primary APN	`R0060084000`
Alternative APNs	`R0060084` `27219`

Interior

Full Baths	2 Baths
Plumbing Fixtures	4 Plumbing Fixtures
Stories	1 Story
Building Area	1,425 sqft Total Area
1st Floor Area	1,425 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Steel Frame
Foundation Type	Retaining Wall
Roof Material	Metal
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	66 ft deep x 40 ft wide
Canopy	81 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	27219
Street Address	933 LAFAYETTE ST
City	RINGGOLD
State	GA
Zip	30736-2323
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	RIN C-3
Legal Description	PT LOTS 84 85 87 88 WILBORNS MUSIC
Legal Subdivision	COM- RINGGOLD CITY
Legal Lot Number	84
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1052
Census Tract	30201

Owner

933 Lafayette St, a commercial property, is owned by an individual who bought it in March 2025.

Source: Catoosa County records, as of October 19, 2026

Owner of Record	Individual Name on File
Mailing Address	4055 SCENIC HWY, RISING FAWN, GA 30738-4314
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 24, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRSTBANK
Mar 19, 2025	Warranty Deed, Transfer BANK OF LAFAYETTE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 19, 2025 · Amount on File
Deed Sale	Mar 19, 2025 · Amount on File
Prior Sale	Aug 23, 2024
Deed Book / Page	2375 / 32
Prior Transfer Date	Aug 15, 2024
Prior Transfer Doc	0023430445
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Recording Date	Sep 24, 2026
Property Address	933 LAFAYETTE ST, RINGGOLD, GA 30736-2323
Document Number	2472000208
Book / Page	2472 / 208
Instrument Date	Sep 24, 2026
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	933 LAFAYETTE ST, RINGGOLD, GA 30736-2323

Mortgage

Document Number	2472000208,
Date	Sep 24, 2026
Book Page	2472/208

Lender

Name	FIRSTBANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2056

Interest

Max Rate	-1%

March 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATOOSA GA
Recording Date	Mar 19, 2025
Property Address	933 LAFAYETTE ST, RINGGOLD, GA 30736-2323
Document Number	0023750032
Book / Page	2375 / 32
Instrument Date	Mar 19, 2025
Transaction Type	Transfer
Record Updated	Mar 9, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4055 SCENIC HWY, RISING FAWN, GA 30738-4314

Mortgage

Document Number	0000237534
Date	Mar 19, 2025
Instrument	2375/34

Lender

Name	BANK OF LAFAYETTE

Agreement

Amount	Amount on Record
Term	238 Months
Due	Jan 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 933 Lafayette St was $823.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Municipality	Ringgold City
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$823.00	$38,442 Land $7,536 Building $30,906	$96,106 Land $18,840 Building $77,266
2023	$525.00	$20,628 Land $7,536 Building $13,092	$51,570 Land $18,840 Building $32,730
2022	$525.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 933 Lafayette St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1990–2020)
Claims Outside the SFHA	12 of 16
Most Recent Claim	Apr 2020 · river or lake flooding
Claims by Event	Severe Storms, Tornaodes & Flooding, Feb 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 933 Lafayette St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber · DSL in parts of the area	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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