896 Lafayette St, Ringgold, GA 30736 Property Records

Catoosa County property record for 896 Lafayette St, Ringgold, GA 30736

Property Summary

Property Type	Mixed Use Store/Office
Details	1 ba · 2,670 sqft · built 1958
Lot Size	0.12 acres (5,227 sqft)
Owner	Company Name on File
Tax Bill	$1,378 (2025)
Deeds & Mortgages	Feb 2026 Transfer Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`R0060096000`

Property Details

APN / Parcel Number

Primary APN	`R0060096000`
Alternative APNs	`R0060096` `27230`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	2,670 sqft Total Area
1st Floor Area	2,670 sqft
Flooring	Concrete/Cement
Interior Walls	Unfinished

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1985
Exterior Material	Brick Veneer
Construction Type	Steel Frame
Roof Material	Tar & Gravel
Lot Area	5,227 sqft (0.12 acres)
Lot Dimensions	180 ft deep x 30 ft wide
Canopy	55 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	27230
Street Address	896 LAFAYETTE ST
City	RINGGOLD
State	GA
Zip	30736-2367
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	RIN C-3
Legal Description	TOWN OF RINGGOLD DENTAL OFFICE
Legal Subdivision	COM- RINGGOLD CITY
Jurisdiction	CATOOSA GA
Township / Civil Division	RINGGOLD
Census Block Group	1
Census Block	1030
Census Tract	30201

Owner

896 Lafayette St, a commercial property, is owned by a company that acquired it in February 2026.

Source: Catoosa County records, as of April 14, 2026

Owner of Record	Company Name on File
Mailing Address	896 LAFAYETTE ST, RINGGOLD, GA 30736-2367
Owner Type	Company
Vesting	Limited Liability Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2026	Quit Claim Deed, Transfer Quitclaim
Jan 21, 2021	Deed of Trust, Mortgage FIRSTBANK
Aug 12, 2019	Loan Modification, Mortgage FIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 5, 2026
Deed Sale	Feb 5, 2026
Deed Book / Page	2430 / 720
Prior Transfer Date	Jan 30, 2026
Prior Transfer Doc	0024300720
Record Updated	Jun 8, 2026

February 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CATOOSA GA
Recording Date	Feb 5, 2026
Property Address	896 LAFAYETTE ST, RINGGOLD, GA 30736-2367
Document Number	0024300720
Book / Page	2430 / 720
Instrument Date	Jan 30, 2026
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 LAFAYETTE ST, RINGGOLD, GA 30736-2367

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CATOOSA GA
Property Address	896 LAFAYETTE ST, RINGGOLD, GA 30736-2367
Document Number	0021090489
Instrument Date	Jan 21, 2021
Transaction Type	Mortgage
Record Updated	Feb 15, 2021
Title Company	CHOICE TITLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4230 WESLEYAN RD SW CLEVELAND TN 373118364, CLEVELAND, TN 37311-8364

Mortgage

Document Number	0021090489
Date	Jan 26, 2021
Book Page	002109/000489

Lender

Name	FIRSTBANK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jan 25, 2026

August 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	CATOOSA GA
Property Address	896 LAFAYETTE ST, RINGGOLD, GA 30736-2367
Document Number	0020030780
Instrument Date	Aug 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 30, 2019
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	896 LAFAYETTE ST RINGGOLD GA 307362367, RINGGOLD, GA 30736-2367

Mortgage

Document Number	0020030780
Date	Aug 20, 2019
Book Page	002003/000780

Lender

Name	FIRST BK
Type	Bank
Address	NASHVILLE, TN 37201

Agreement

Amount	Amount on Record
Term	60 Months
Due	Aug 19, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 896 Lafayette St was $1,378.

Source: Catoosa County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Catoosa County
Municipality	Ringgold City
Unified School District	Catoosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,378.00	$64,328 Land $9,648 Building $54,680	$160,819 Land $24,120 Building $136,699
2023	$1,318.00	$51,758 Land $7,718 Building $44,040	$129,395 Land $19,296 Building $110,099
2022	$1,318.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 896 Lafayette St in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 12, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	16 (1990–2020)
Claims Outside the SFHA	12 of 16
Most Recent Claim	Apr 2020 · river or lake flooding
Claims by Event	Severe Storms, Tornaodes & Flooding, Feb 1990 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 896 Lafayette St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	RINGGOLD serves 2,953 people · EPA ID GA0470002
Water Source	Surface water
Last State Inspection	May 2023
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Jan 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 217 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ringgold Telephone Company Fiber · DSL in parts of the area	2,500 / 2,500
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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