933 Harding St, O Fallon, IL 62269 Property Records

St. Clair County property record for 933 Harding St, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Details	2 ba · 944 sqft · built 1927
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on File
Last Sale	$84,500 (Aug 2021)
Tax Bill	$2,237 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage
APN	`03-25-0-404-005`

Property Details

APN / Parcel Number

Primary APN	`03-25-0-404-005`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	944 sqft Living Area
Basement Area	944 sqft
Unfinished Basement	944 sqft

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1975
Construction Type	Frame
Lot Area	7,405 sqft (0.17 acres)
Porch	Slab
Porch Area	80 sqft
Patio Area	80 sqft

Location & Zoning

Street Address	933 HARDING ST
City	O FALLON
State	IL
Zip	62269-1832
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GLENNS 2ND ADD TO GLENVIEW LOT/SEC-50 A02711795
Legal Subdivision	GLENNS 2ND ADD
Legal Block	404
Legal Lot Number	50
Jurisdiction	ST CLAIR IL
Township / Civil Division	CASEYVILLE
Census Block Group	1
Census Block	1009
Census Tract	503414

Owner

933 Harding St is owned and occupied by two individuals who bought it in August 2021.

Source: St. Clair County records, as of September 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	933 HARDING ST, O FALLON, IL 62269-1832
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2021 · Amount on File
Deed Sale	Aug 10, 2021 · Amount on File
Prior Sale	Aug 6, 1999 · Amount on File
Deed Document Number	20212711795
Prior Transfer Date	Mar 10, 2016
Prior Transfer Doc	00A2487617
Record Updated	Oct 29, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Aug 10, 2021
Property Address	933 HARDING ST, O FALLON, IL 62269-1832
Document Number	A02711795
Map Reference	PL I PG 17
Instrument Date	Aug 6, 2021
Instrument	A02711795
Transaction Type	Transfer
Record Updated	Sep 21, 2021
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$126.75
Amount Accuracy	Rounded by County
Additional	Lis Pendens Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	933 HARDING ST, O FALLON, IL 62269-1832

Mortgage

Document Number	A02711796
Date	Aug 10, 2021
Instrument	A02711796

Lender

Name	DAS ACQUISITION
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.75%

Tax Assessment & Valuation

The 2025 property tax bill for 933 Harding St was $2,237 with a homeowner's exemption, up 11.2% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	Caseyville Township
Municipality	O'Fallon City
Elementary School District	Central School District 104 (KG - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,237.00 (+11.24%) Homeowner's exemption	$37,846 (+10.11%) Land $2,818 Building $35,028	$113,538 (+10.11%) Land $8,454 Building $105,084
2024	$2,011.00	$34,371 Land $2,559 Building $31,812	$103,113 Land $7,677 Building $95,436
2022		$21,646 Land $2,219 Building $19,427	$64,938 Land $6,657 Building $58,281

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 933 Harding St; there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	5 (1982–2015)
Claims Outside the SFHA	3 of 5
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 933 Harding St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, ClearWave, i3 Broadband, Wisper ISP.

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