1. Home
  2. Illinois
  3. St. Clair County
  4. O Fallon
  5. Harding St

931 Harding St, O Fallon, IL 62269 Property Records

St. Clair County property record for 931 Harding St, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,043 sqft · built 1950
Lot Size0.34 acres (14,810 sqft)
Owner2 Individual Names on File
Last Sale$52,000 (Jul 2002)
Tax Bill$1,255 (2025)
Deeds & MortgagesAug 2020 Mortgage
Aug 2020 Transfer
APN03-25-0-404-024

Property Details

APN / Parcel Number

Primary APN03-25-0-404-024

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,043 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1985
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area14,810 sqft (0.34 acres)
PorchSlab
Porch Area247 sqft

Location & Zoning

Street Address931 HARDING ST
CityO FALLON
StateIL
Zip62269-1832
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLENNS 2ND ADD TO GLENVIEW LOT/SEC-51 LOT 51 & 52 DOC A02660977
Legal SubdivisionGLENNS 2ND ADD
Legal Block404
Legal Lot Number51,52
JurisdictionST CLAIR IL
Township / Civil DivisionCASEYVILLE
Census Block Group1
Census Block1009
Census Tract503414

Owner

931 Harding St is owned and occupied by two individuals who acquired it in August 2020.

Source: St. Clair County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address931 HARDING ST, O FALLON, IL 62269-1832
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2020Deed of Trust, Mortgage · Conventional Mortgage
BANK OF O'FALLON
Aug 6, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 17, 2002 · Amount on File
Deed SaleJul 17, 2002 · Amount on File
Deed Document Number20021690753
Deed Book / Page3690 / 471
Last Transfer DateAug 4, 2020
Transfer Doc0002660977
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address931 HARDING ST, O FALLON, IL 62269-1832
Document Number00A2667576
Instrument DateAug 24, 2020
Transaction TypeMortgage
Record UpdatedNov 2, 2020
Title CompanyBENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

NameVerified Name
Address931 HARDING ST O FALLON IL 622691832, O FALLON, IL 62269-1832

Mortgage

Document Number00A2667576
DateSep 18, 2020
Instrument2667576
Lender
NameBANK OF O'FALLON
TypeBank
AddressO FALLON, IL 62269-8626
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term84 Months
DueSep 17, 2027

August 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST CLAIR IL
Recording DateAug 6, 2020
Property Address931 HARDING ST, O FALLON, IL 62269-1832
Document Number00A2660977
Instrument DateAug 4, 2020
Instrument2660977
Transaction TypeTransfer
Record UpdatedSep 9, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address931 HARDING ST O FALLON IL 622691832, O FALLON, IL 62269-1832

Tax Assessment & Valuation

The 2025 property tax bill for 931 Harding St was $1,255 with exemptions applied, down 12.4% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionCaseyville Township
MunicipalityO'Fallon City
Elementary School DistrictCentral School District 104 (KG - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,255.00 (-12.42%) Homeowner's exemption$28,872 (+10.11%) Land $4,139 Building $24,733$86,616 (+10.11%) Land $12,417 Building $74,199
2024$1,433.00$26,221 Land $3,759 Building $22,462$78,663 Land $11,277 Building $67,386
2022$21,056 Land $3,261 Building $17,795$63,168 Land $9,783 Building $53,385

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 931 Harding St; there have been 5 flood claims nearby since 1982.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims5 (1982–2015)
Claims Outside the SFHA3 of 5
Most Recent ClaimJun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 931 Harding St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

May also be available: AT&T, ClearWave, i3 Broadband, Wisper ISP.

Nearby Properties on Harding St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures