9321 Tree Lake Dr, Waco, TX 76708 Property Records

McLennan County property record for 9321 Tree Lake Dr, Waco, TX 76708

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,883 sqft · built 1975
Lot Size	0.323 acres (14,048 sqft)
Owner	2 Individual Names on File
Last Sale	$252,884 (Sep 2026)
Tax Bill	$2,578 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Apr 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-042506-001600-5`

Property Details

APN / Parcel Number

Primary APN	`18-042506-001600-5`
Alternative APNs	`1804250600160050111` `110352`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,883 sqft Living Area
Gross Area	2,429 sqft
1st Floor Area	1,883 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1987
Exterior Material	Brick Veneer
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	14,048 sqft (0.323 acres)
Lot Dimensions	140 ft deep x 35 ft wide
Garage Type	Attached
Garage Area	546 sqft
Driveway	Concrete Driveway
Driveway Area	1,170 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	36 sqft
Patio Area	378 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	9321 TREE LAKE DR
City	WACO
State	TX
Zip	76708-5705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	VILLAGE LAKE LOT 3 BLOCK 4 ACRES .3225
Legal Subdivision	VILLAGE LAKE
Legal Block	4
Legal Lot Number	3
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	2
Census Block	2044
Census Tract	4105

Owner

9321 Tree Lake Dr is owned and occupied by two individuals who bought it in September 2026.

Source: McLennan County records, as of October 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	9321 TREE LAKE DR, WACO, TX 76708-5705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed, Transfer · FHA Mortgage ROCKET MORTGAGE LLC
Apr 1, 2026	Deed, Transfer · Conventional Mortgage EAST NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2026 · Amount on File
Deed Sale	Sep 30, 2026 · Amount on File
Prior Sale	Apr 1, 2026 · Amount on File
Deed Document Number	202631658
Prior Transfer Date	Mar 16, 2016
Prior Transfer Doc	0000008401
Record Updated	Oct 29, 2026

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Sep 30, 2026
Property Address	9321 TREE LAKE DR, WACO, TX 76708-5705
Document Number	0000031658
Instrument Date	Sep 14, 2026
Instrument	202631658
Transaction Type	Transfer
Record Updated	Oct 12, 2026
Title Company	ALAMO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9321 TREE LAKE DR, WACO, TX 76708-5705

Mortgage

Document Number	0000031659,
Date	Sep 30, 2026
Instrument	202631659

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 1, 2026
Property Address	9321 TREE LAKE DR, WACO, TX 76708-5705
Document Number	0000010235
Instrument Date	Mar 31, 2026
Instrument	202610235
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	ALAMO TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5501 COPPER MTN, WACO, TX 76708-6900

Mortgage

Document Number	0000010236,
Date	Apr 1, 2026
Instrument	202610236

Lender

Name	EAST NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.01%
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 9321 Tree Lake Dr was $2,578, up 14.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	China Spring Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$289,423 (-4.87%) Land $50,290 Building $239,133	$289,423 (-4.87%) Land $50,290 Building $239,133
2025	$2,578.00 (+14.32%) Homeowner's exemption Senior Citizen's exemption	$304,250 Land $45,660 Building $258,590	$304,250 Land $45,660 Building $258,590
2024	$2,255.00
2023		$321,430 Land $45,660 Building $275,770	$321,430 Land $45,660 Building $275,770
2022	$1,959.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 9321 Tree Lake Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 19 policies
Nearby Flood Policies	19 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9321 Tree Lake Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100

May also be available: Verizon.

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