Orange County property record for 9321 Lake Lotta Cir, Gotha, FL 34734
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,778 sqft · built 1994 |
| Lot Size | 0.117 acres (5,101 sqft) |
| Owner | Individual Name on File |
| Last Sale | $174,000 (Feb 2015) |
| Tax Bill | $2,726 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage Jan 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-22-28-1354-00-102 |
| Primary APN | 28-22-28-1354-00-102 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,778 sqft Living Area |
| Gross Area | 2,214 sqft |
| 1st Floor Area | 887 sqft |
| Utility Area | 44 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 5,101 sqft (0.117 acres) |
| Porch | Slab |
| Porch Area | 271 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 9321 LAKE LOTTA CIR |
|---|---|
| City | GOTHA |
| State | FL |
| Zip | 34734-5044 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | CITRUS OAKS PHASE TWO 14/8 LOT 10 (LESS NWLY 81 FT THEREOF) |
| Legal Range | 28E |
| Legal Township | 22S |
| Legal Section | 28 |
| Legal Subdivision | CITRUS OAKS PH 2 |
| Legal Phase | 2 |
| Legal Tract | 1354 |
| Legal Lot Number | 10 |
| Jurisdiction | ORANGE FL |
| Township / Civil Division | WINTER GARDEN-OCOEE |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 14804 |
Source: Orange County assessment roll, as of April 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 9321 LAKE LOTTA CIR, GOTHA, FL 34734-5044 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 30, 2026 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Jan 4, 2024 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP |
| Aug 5, 2020 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MTG |
| Feb 1, 2019 | Quit Claim Deed, Transfer GRACE TITLE INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Feb 13, 2015 · Amount on Record |
| Deed Sale | Feb 13, 2015 · Amount on Record |
| Prior Sale | Jan 28, 2015 · Amount on Record |
| Deed Document Number | 201579853 |
| Deed Book / Page | 10875 / 8604 |
| Last Transfer Date | Jul 25, 2018 |
| Transfer Doc | 0000067520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9321 LAKE LOTTA CIR, GOTHA, FL 34734-5044 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 9321 LAKE LOTTA CIR, GOTHA, FL 34734-5044 |
| Document Number | 0000181548 |
|---|---|
| Date | Mar 30, 2026 |
| Instrument | 20260181548 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9321 LAKE LOTTA CIR, GOTHA, FL 34734-5044 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2024 |
| Name | Verified Name |
|---|---|
| Address | 9321 LAKE LOTTA CIR, GOTHA, FL 34734-5044 |
| Document Number | 0000006399 |
|---|---|
| Date | Jan 4, 2024 |
| Instrument | 20240006399 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ORANGE FL |
| Property Address | 9321 LAKE LOTTA CIR, GOTHA, FL 34734-5044 |
| Document Number | 0000426571 |
| Instrument Date | Aug 5, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 31, 2020 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 9321 LAKE LOTTA CIR GOTHA FL 347345044, GOTHA, FL 34734-5044 |
| Document Number | 0000426571 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 426571 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 11, 2045 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ORANGE FL |
| Recording Date | Feb 1, 2019 |
| Property Address | 9321 LAKE LOTTA CIR, GOTHA, FL 34734-5044 |
| Document Number | 0000067520 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 67520 |
| Transaction Type | Transfer |
| Record Updated | Feb 20, 2019 |
| Title Company | GRACE TITLE INC |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 9321 LAKE LOTTA CIR GOTHA FL 347345044, GOTHA, FL 34734-5044 |
Source: Orange County assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Orange County |
| Unified School District | Orange County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $182,753 (+2.7%) | $382,010 (-1.35%) Land $60,000 Building $322,010 | |
| 2025 | $2,726.00 (+6.69%) Homeowner's exemption | $177,948 (+5.99%) | $387,220 (+11.12%) Land $60,000 Building $327,220 |
| 2024 | $2,555.00 (+7.26%) | ||
| 2023 | $2,382.00 (+4.52%) Homeowner's exemption | $167,896 (+3%) | $348,485 (+24.02%) Land $60,000 Building $288,485 |
| 2022 | $2,279.00 Homeowner's exemption | $163,006 | $280,985 Land $60,000 Building $220,985 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCUD/SOUTHERN WATER SYS (5 WPS) serves 80,738 people · EPA ID FL3484119 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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