9309 Lake Lotta Cir, Gotha, FL 34734 Property Records

Orange County property record for 9309 Lake Lotta Cir, Gotha, FL 34734

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,564 sqft · built 1994
Lot Size0.124 acres (5,401 sqft)
OwnerIndividual Name on Record
Tax Bill$1,759 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Feb 2018 Loan Modification
Flood ZoneZone X (minimal risk)
APN28-22-28-1354-00-112

Property Details

APN / Parcel Number

Primary APN28-22-28-1354-00-112
Alternative APNs
  • 256110
  • 260961
  • 265507

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,564 sqft Living Area
Gross Area2,038 sqft
1st Floor Area739 sqft
Utility Area44 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1994
Effective Year BuiltEffective 1994
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,401 sqft (0.124 acres)
Garage Area231 sqft

Exterior Amenities

PorchFlorida Room
Porch Area339 sqft
Patio Area100 sqft
Shed1 Shed
Shed Area2 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address9309 LAKE LOTTA CIR
CityGOTHA
StateFL
Zip34734-5044
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-2
Legal DescriptionCITRUS OAKS PHASE TWO 14/8 COMM AT THE MOST NLY COR OF LOT 1 1 TH S 30 DEG E 39.5 FT FOR POB TH S 30 DEG E 36 FT S 59 DEG W 150 FT N 30 DEG W 36 FT N 59 DEG E 150 FT TO POB
Legal Range28E
Legal Township22S
Legal Section28
Legal SubdivisionCITRUS OAKS PH 2
Legal Phase2
Legal Tract1354
Legal Lot Number1
JurisdictionORANGE FL
Township / Civil DivisionWINTER GARDEN-OCOEE
Census Block Group1
Census Block1015
Census Tract14804

Owner

Source: Orange County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9309 LAKE LOTTA CIR, GOTHA, FL 34734-5044
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle Person

Deeds, Mortgages & Sale History

DateDocument
Feb 7, 2018Deed of Trust, Mortgage · FHA Mortgage
HUD-HOUSING/URBAN DEV
Feb 7, 2018Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 26, 2009
Deed SaleOct 26, 2009
Prior SaleJun 9, 2004 · Amount on Record
Deed Document Number2009630985
Deed Book / Page9953 / 58
Record UpdatedJun 8, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address9309 LAKE LOTTA CIR, GOTHA, FL 34734-5044
Document Number0000242021
Instrument DateFeb 7, 2018
Transaction TypeMortgage
Record UpdatedNov 20, 2018
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
Address9309 LAKE LOTTA CIR GOTHA FL 347345044, GOTHA, FL 34734-5044

Mortgage

Document Number0000242021
DateApr 24, 2018
Instrument242021
Lender
NameHUD-HOUSING/URBAN DEV
AddressWASHINGTON, DC 20410-8000
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueApr 23, 2048

February 2018: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionORANGE FL
Property Address9309 LAKE LOTTA CIR, GOTHA, FL 34734-5044
Document Number0000326781
Instrument DateFeb 7, 2018
Transaction TypeMortgage
Record UpdatedJun 27, 2018
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address9309 LAKE LOTT/4 CIR GOTHA FL 34734, GOTHA, FL 34734

Mortgage

Document Number0000326781
DateJun 5, 2018
Instrument326781
Lender
NameWELLS FARGO BK
TypeBank
AddressFORT MILL, SC 29715
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 4, 2048
Interest
Rate4%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$121,012 (+2.7%)$318,610 (-1.43%) Land $60,000 Building $258,610
2025$1,759.00 (+8.98%) Homeowner's exemption$117,831 (+5.99%)$323,220 (+10.62%) Land $60,000 Building $263,220
2024$1,614.00 (+7.24%)
2023$1,505.00 (+5.61%) Homeowner's exemption$111,175 (+3%)$292,187 (+23.99%) Land $60,000 Building $232,187
2022$1,425.00 Homeowner's exemption$107,937$235,661 Land $60,000 Building $175,661

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1998 · Severe Storms, High Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 97.6% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOCUD/SOUTHERN WATER SYS (5 WPS)
serves 80,738 people · EPA ID FL3484119
Water SourceGroundwater
Last State InspectionMay 2024
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 323 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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