Cook County property record for 932 Spruce St, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,039 sqft · built 2016 |
| Lot Size | 0.206 acres (8,970 sqft) |
| Owner | Individual Name on File |
| Last Sale | $535,500 (Feb 2015) |
| Tax Bill | $34,541 (2023) |
| Deeds & Mortgages | Oct 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-20-205-022 |
| Primary APN | 05-20-205-022 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 3,039 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Old Style |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 8,970 sqft (0.206 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 932 SPRUCE ST |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-2217 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (PROVIDENT)(MUTUAL)(ASSOCIATION) SUB OF BLKS7-12 & 28 -33 & 54-59 IN VILLAGE OF WINNETKA IN WH NE SEC 20-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | PROVIDENT MUTUAL ASSOCIATION |
| Legal Block | 7-12 |
| Legal Lot Number | 1 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 5 |
| Census Block | 5014 |
| Census Tract | 800500 |
932 Spruce St is owned and occupied by an individual who bought it in February 2015.
Source: Cook County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 932 SPRUCE ST, WINNETKA, IL 60093-2217 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 20, 2015 · Amount on File |
| Deed Sale | Feb 20, 2015 · Amount on File |
| Prior Sale | Sep 24, 2014 |
| Deed Document Number | 20154059 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 932 SPRUCE ST, WINNETKA, IL 60093-2217 |
| Document Number | 1929655281 |
| Instrument Date | Oct 10, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2019 |
| Title Company | ANTIQUA TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 932 SPRUCE ST WINNETKA IL 600932217, WINNETKA, IL 60093-2217 |
| Document Number | 1929655281 |
|---|---|
| Date | Oct 23, 2019 |
| Instrument | 29655281 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 22, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.25% |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $199,001 Land $29,153 Building $169,848 | $1,990,010 Land $291,530 Building $1,698,480 | |
| 2023 | $34,541.00 (+6.3%) | ||
| 2022 | $32,494.00 Homeowner's exemption | $152,305 Land $24,667 Building $127,638 | $1,523,050 Land $246,670 Building $1,276,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 932 Spruce St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 14 (1980–2016) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 932 Spruce St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINNETKA serves 12,475 people · EPA ID IL0313330 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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