Cook County property record for 910 Spruce St, Winnetka, IL 60093
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,954 sqft · built 1916 |
| Lot Size | 0.092 acres (4,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $670,000 (Jun 2020) |
| Tax Bill | $14,764 (2023) |
| Deeds & Mortgages | Nov 2021 Transfer Jun 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-20-206-001 |
| Primary APN | 05-20-206-001 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,954 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Architectural Style | Old Style |
| Exterior Material | Stucco |
| Roof Material | Asphalt |
| Lot Area | 4,000 sqft (0.092 acres) |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 910 SPRUCE ST |
|---|---|
| City | WINNETKA |
| State | IL |
| Zip | 60093-2219 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | (PROVIDENT)(MUTUAL)(ASSOCIATION) SUB OF BLKS7-12 & 28 -33 & 54-59 IN VILLAGE OF WINNETKA IN WH NE SEC 20-42-13 |
| Legal Range | 13E |
| Legal Township | 42N |
| Legal Section | 20 |
| Legal Subdivision | PROVIDENT MUTUAL ASSOCIATION |
| Legal Block | 7-12 |
| Legal Lot Number | 7 |
| Jurisdiction | COOK IL |
| Township / Civil Division | NEW TRIER |
| Census Block Group | 5 |
| Census Block | 5015 |
| Census Tract | 800500 |
Source: Cook County records · APN 05-20-206-001
Assessment roll updated May 27, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 910 SPRUCE ST, WINNETKA, IL 60093-2219 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 09, 2021 | Intrafamily Transfer, Transfer ATTORNEY |
| Jun 29, 2020 | Warranty Deed, Transfer · Conventional Mortgage BLUELEAF LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 29, 2020 · Amount on Record |
| Deed Sale | Jun 29, 2020 · Amount on Record |
| Prior Sale | Sep 11, 2009 · Amount on Record |
| Deed Document Number | 202021083 |
| Last Transfer Date | Nov 05, 2021 |
| Transfer Doc | 0000021094 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Nov 09, 2021 |
| Property Address | 910 SPRUCE ST, WINNETKA, IL 60093-2219 |
| Document Number | 0031321094 |
| Instrument Date | Nov 05, 2021 |
| Instrument | 2131321094 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 910 SPRUCE ST, WINNETKA, IL 60093-2219 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COOK IL |
| Recording Date | Jun 29, 2020 |
| Property Address | 910 SPRUCE ST, WINNETKA, IL 60093-2219 |
| Document Number | 2018121083 |
| Instrument Date | May 01, 2020 |
| Instrument | 18121083 |
| Transaction Type | Transfer |
| Record Updated | Jul 08, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $670.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 2527 N DRAKE AVE CHICAGO IL 606471207, CHICAGO, IL 60647-1207 |
| Document Number | 2018121084 |
|---|---|
| Date | Jun 29, 2020 |
| Instrument | 18121084 |
| Name | BLUELEAF LNDG |
|---|---|
| Address | CHICAGO, IL 60607 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 28, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
Source: Cook County records · Assessment roll updated May 27, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| County Subdivision | New Trier Township |
| Municipality | Winnetka Village |
| Secondary School District | New Trier Township High School District 203 (09 - 12) |
| Elementary School District | Winnetka School District 36 (PK - 08) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $98,000 (+46.27%) Land $13,000 Building $85,000 | $980,000 (+46.27%) Land $130,000 Building $850,000 | |
| 2023 | $14,764.00 (+6.4%) | ||
| 2022 | $13,876.00 Homeowner's exemption | $67,000 Land $11,000 Building $56,000 | $670,000 Land $110,000 Building $560,000 |
Source: FEMA National Flood Hazard Layer as of February 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 19 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 19 in force |
| Nearby Flood Claims | 14 (1980–2016) |
| Claims Outside the SFHA | 4 of 14 |
| Most Recent Claim | Jul 2016 · river or lake flooding |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AT&T.
Based on FCC filings for 500 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WINNETKA serves 12,475 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 8 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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