932 Smith Rd, Lexington, NC 27292 Property Records

Davidson County property record for 932 Smith Rd, Lexington, NC 27292

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,312 sqft · built 1971
Lot Size	0.592 acres (25,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Apr 2020)
Tax Bill	$1,748 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-002-A-000-0026`

Property Details

APN / Parcel Number

Primary APN	`15-002-A-000-0026`
Alternative APNs	`05019E0000026` `9246259`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	4,312 sqft Total Area
1st Floor Area	1,917 sqft
Basement Area	1,293 sqft
Finished Basement	1,293 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1995
Architectural Style	Ranch
Exterior Material	Wood Shingle
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	25,800 sqft (0.592 acres)
Lot Dimensions	200 ft deep x 129 ft wide
Garage Type	Mixed
Garage Area	1,464 sqft
Parking Spaces	5 Parking Spaces
Porch	Slab
Porch Area	70 sqft
Patio Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9246259
Street Address	932 SMITH RD
City	LEXINGTON
State	NC
Zip	27292-7065
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	P=15-31 L26 BK2403-244 KIMAWOOD AC
Legal Subdivision	KIMAWOOD ACRES
Jurisdiction	DAVIDSON NC
Township / Civil Division	CONRAD HILL
Census Block Group	1
Census Block	1002
Census Tract	61805

Owner

Source: Davidson County records, as of March 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	932 SMITH RD, LEXINGTON, NC 27292-7065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2023	Deed of Trust, Mortgage · Conventional Mortgage NAVY FCU
Aug 5, 2022	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 9, 2020	Warranty Deed, Transfer · Conventional with PMI NAVY FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2020 · Amount on Record
Deed Sale	Apr 9, 2020 · Amount on Record
Prior Sale	Feb 1, 1999 · Amount on Record
Deed Document Number	20207708
Deed Book / Page	2403 / 244
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	932 SMITH RD, LEXINGTON, NC 27292-7065
Transaction Type	Mortgage
Record Updated	Dec 21, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 SMITH RD, LEXINGTON, NC 27292-7065

Mortgage

Document Number	0026281558
Date	Dec 4, 2023
Book Page	2628/1558
Instrument	2023021786

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2039

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	932 SMITH RD, LEXINGTON, NC 27292-7065
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	932 SMITH RD, LEXINGTON, NC 27292-7065

Mortgage

Document Number	0025601996
Date	Aug 5, 2022
Book Page	2560/1996
Instrument	2022000017692

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Apr 9, 2020
Property Address	932 SMITH RD, LEXINGTON, NC 27292-7065
Document Number	0024030244
Book / Page	002403 / 000244
Instrument Date	Mar 26, 2020
Instrument	7708
Transaction Type	Transfer
Record Updated	Jun 12, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$478.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	932 SMITH RD LEXINGTON NC 272927065, LEXINGTON, NC 27292-7065

Mortgage

Document Number	24030246
Date	Apr 9, 2020
Book Page	002403/000246
Instrument	7709

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2050

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of September 11, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,748.00 (+3.13%)	$264,910 (-)	$264,910 (-) Land $34,000 Building $230,910
2023	$1,695.00	$264,910	$264,910 Land $34,000 Building $230,910

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream Cable	1,000 / 25

May also be available: Verizon.

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