927 Smith Rd, Lexington, NC 27292 Property Records

Davidson County property record for 927 Smith Rd, Lexington, NC 27292

Property Summary

Property Type	Rural Home
Details	3 bd · 2 ba · 2,478 sqft · built 1983
Lot Size	0.96 acres (41,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$391,500 (May 2025)
Tax Bill	$1,074 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Oct 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`05-019-0-000-0060`

Property Details

APN / Parcel Number

Primary APN	`05-019-0-000-0060`
Alternative APNs	`9231985` `9282810`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,478 sqft Total Area
1st Floor Area	1,558 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2010
Exterior Material	Other
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	41,818 sqft (0.96 acres)
Lot Width	160 ft Width

Exterior Amenities

Porch	Slab
Porch Area	464 sqft
Deck Area	560 sqft
Patio Area	560 sqft
Storage Building	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9282810
Street Address	927 SMITH RD
City	LEXINGTON
State	NC
Zip	27292-7065
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA1
Legal Description	PB44-65 L60 BK2701-71 SMITH FARM RD
Jurisdiction	DAVIDSON NC
Township / Civil Division	CONRAD HILL
Census Block Group	1
Census Block	1031
Census Tract	61902

Owner

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	927 SMITH RD, LEXINGTON, NC 27292-7065
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage PIEDMONT ADVANTAGE CU
Oct 27, 2017	Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	Oct 27, 2017 · Amount on Record
Deed Document Number	20258490
Deed Book / Page	2701 / 71
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	927 SMITH RD, LEXINGTON, NC 27292-7065
Transaction Type	Mortgage
Record Updated	May 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025431529
Date	Apr 25, 2022
Book Page	2543/1529
Instrument	2022000009433

Lender

Name	PIEDMONT ADVANTAGE CU
Type	Credit Union
Address	FAIRFAX, VA 22030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIDSON NC
Recording Date	Oct 27, 2017
Property Address	927 SMITH RD, LEXINGTON, NC 27292-7065
Document Number	0022901944
Book / Page	002290 / 001944
Instrument Date	Oct 27, 2017
Instrument	23296
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$318.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	927 SMITH RD LEXINGTON NC 272927065, LEXINGTON, NC 27292-7065

Mortgage

Document Number	22901963
Date	Oct 27, 2017
Book Page	002290/001963
Instrument	23297

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Oct 26, 2047

Tax Assessment & Valuation

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$182,050 (+11.83%)	$182,050 (+11.83%) Land $24,390 Building $157,660
2025	$1,074.00 (+3.17%)	$162,790 (-)	$162,790 (-) Land $24,390 Building $138,400
2023	$1,041.00	$162,790	$162,790 Land $24,390 Building $138,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 49% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Windstream Cable	1,000 / 25

May also be available: Verizon.

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