932 Riversedge Cir, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 932 Riversedge Cir, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	1 ba · 912 sqft · built 1986
Lot Size	0.049 acres (2,128 sqft)
Owner	Individual Name on Record
Last Sale	$374,999 (May 2026)
Tax Bill	$3,401 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-892-90036962`

Property Details

APN / Parcel Number

Primary APN	`02-892-90036962`
Alternative APNs	`2-892-90036962` `89290036962`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	912 sqft Living Area
1st Floor Area	912 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	2,128 sqft (0.049 acres)

Exterior Amenities

Porch	Open Porch
Porch Area	76 sqft
Deck Area	112 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	89290036962
Street Address	932 RIVERSEDGE CIR
City	ANNAPOLIS
State	MD
Zip	21401-6872
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 33 SC 413 PL 3 HERITAGE HARBOUR
Legal Subdivision	HERITAGE HARBOUR
Legal Block	1
Legal Lot Number	33
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	751600

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	932 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-6872
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
May 7, 2026	Deed, Transfer · Conventional Mortgage GUILD MORTGAGE COMPANY
Jan 25, 2022	Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 7, 2026 · Amount on Record
Deed Sale	May 7, 2026 · Amount on Record
Prior Sale	Jan 25, 2022 · Amount on Record
Deed Book / Page	42323 / 196
Record Updated	Oct 29, 2026

May 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	May 7, 2026
Property Address	932 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-6872
Document Number	4232000196
Book / Page	42323 / 196
Instrument Date	Apr 23, 2026
Transaction Type	Transfer
Record Updated	May 20, 2026
Title Company	STEWART TITLE, STEWART TITLE GUARANTY COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$378,748.99
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	932 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-6872

Mortgage

Document Number	4232000201,
Date	May 7, 2026
Book Page	42323/201

Lender

Name	GUILD MORTGAGE COMPANY

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

January 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 25, 2022
Property Address	932 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-6872
Document Number	0382710021
Book / Page	38271 / 21
Map Reference	MB 88 FO 5
Instrument Date	Oct 13, 2021
Transaction Type	Transfer
Record Updated	Feb 10, 2022
Title Company	MARYLAND TITLE CENTER LLC, MARYLAND TRUST T&E LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,500.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	932 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-6872

Mortgage

Document Number	0003827130
Date	Jan 25, 2022
Instrument	38271/30

Lender

Name	FIRST HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Nov 1, 2051

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,200 (+6.9%) Land $150,000 Building $138,200	$288,200 (-) Land $150,000 Building $138,200
2025	$3,401.00 (+6.58%)	$269,600 (+16.01%)	$288,200 (+24.01%) Land $150,000 Building $138,200
2024	$3,191.00 (+25.78%)
2023	$2,537.00	$232,400 Land $130,000 Building $102,400	$232,400 Land $130,000 Building $102,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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