928 Riversedge Cir, Annapolis, MD 21401 Property Records

Anne Arundel County property record for 928 Riversedge Cir, Annapolis, MD 21401

Property Summary

Property Type	Townhouse
Details	2 ba · 1,200 sqft · built 1985
Lot Size	0.044 acres (1,931 sqft)
Owner	2 Individual Names on File
Last Sale	$470,000 (Jun 2026)
Tax Bill	$2,027 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-892-90036964`

Property Details

APN / Parcel Number

Primary APN	`02-892-90036964`
Alternative APNs	`2-892-90036964` `89290036964`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,200 sqft Living Area
1st Floor Area	1,200 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,931 sqft (0.044 acres)
Porch	Open Porch
Porch Area	48 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	89290036964
Street Address	928 RIVERSEDGE CIR
City	ANNAPOLIS
State	MD
Zip	21401-6833
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R2
Legal Description	LT 35 SC 413 PL 3 HERITAGE HARBOUR
Legal Subdivision	HERITAGE HARBOUR
Legal Block	1
Legal Lot Number	35
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	1
Census Block	1002
Census Tract	751600

Owner

928 Riversedge Cir, a townhouse, is owned and occupied by two individuals who bought it in June 2026.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	928 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-6833
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 12, 2026 · Amount on File
Deed Sale	Jun 12, 2026 · Amount on File
Prior Sale	Nov 23, 1998 · Amount on File
Deed Book / Page	42441 / 226
Prior Transfer Date	May 25, 2011
Prior Transfer Doc	0236150060
Record Updated	Oct 29, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 12, 2026
Property Address	928 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-6833
Document Number	4244000226
Book / Page	42441 / 226
Instrument Date	May 8, 2026
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	TITLE MART LLC, TITLE SMART LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474,700.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	928 RIVERSEDGE CIR, ANNAPOLIS, MD 21401-6833
Investor	Possibly a Property Investor

Mortgage

Document Number	4244000236,
Date	Jun 12, 2026
Book Page	42441/236

Lender

Name	GUARANTEED RATE AFFINITY LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 928 Riversedge Cir was $2,027, down 41% from the year before.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,500 (+117.17%) Land $150,000 Building $161,500	$311,500 (+107.53%) Land $150,000 Building $161,500
2025	$2,027.00 (-41.02%)	$143,433	$150,100 Land $150,000 Building $100
2024	$3,437.00 (+24.21%)
2023	$2,767.00	$253,400 Land $130,000 Building $123,400	$253,400 Land $130,000 Building $123,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 928 Riversedge Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 12 policies
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 928 Riversedge Cir is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BROAD CREEK serves 26,033 people · EPA ID MD0020004
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2017–2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

May also be available: Believe Broadband.

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