932 Open Field Ct, Westminster, MD 21157 Property Records

Carroll County property record for 932 Open Field Ct, Westminster, MD 21157

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 4,206 sqft · built 2009
Lot Size	2.06 acres (89,734 sqft)
Owner	2 Individual Names on File
Last Sale	$598,270 (Aug 2009)
Tax Bill	$8,153 (2026)
Deeds & Mortgages	Oct 2017 Mortgage Aug 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-156162`

Property Details

APN / Parcel Number

Primary APN	`07-156162`
Alternative APN	`156162`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,206 sqft Total Area
Basement Area	1,590 sqft
Finished Basement	1,590 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	89,734 sqft (2.06 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Deck Area	538 sqft
Patio Area	237 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	156162
Street Address	932 OPEN FIELD CT
City	WESTMINSTER
State	MD
Zip	21157-7002
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-400
Legal Description	LT 13 - 2.06 ACS OPEN FIELD CT 50-185/196 CLEARFIELD
Legal Subdivision	CLEARFIELD
Legal Lot Number	13
Jurisdiction	CARROLL MD
Township / Civil Division	7, WESTMINSTER
Census Block Group	3
Census Block	3017
Census Tract	507802

Owner

932 Open Field Ct is owned and occupied by two individuals who bought it in August 2009.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	932 OPEN FIELD CT, WESTMINSTER, MD 21157-7002
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage SOUTHERN TRUST MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2009 · Amount on File
Deed Sale	Aug 26, 2009 · Amount on File
Deed Document Number	2009406
Deed Book / Page	5945 / 54
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	932 OPEN FIELD CT, WESTMINSTER, MD 21157-7002
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0088320124
Date	Oct 13, 2017
Book Page	8832/0124
Instrument	8832-0124

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARROLL MD
Property Address	932 OPEN FIELD CT, WESTMINSTER, MD 21157-7002
Transaction Type	Mortgage
Record Updated	Aug 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0098110126
Date	Aug 19, 2020
Book Page	9811/126

Lender

Name	SOUTHERN TRUST MORTGAGE LLC
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23462

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 932 Open Field Ct was $8,153 with a homeowner's exemption, up 5.5% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,153.00 (+5.5%) Homeowner's exemption	$824,100 Land $190,600 Building $633,500	$824,100 Land $190,600 Building $633,500
2025	$7,728.00 Homeowner's exemption
2023	$6,950.00 Homeowner's exemption	$615,100 Land $190,600 Building $424,500	$615,100 Land $190,600 Building $424,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 932 Open Field Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2015–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 932 Open Field Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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