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923 Open Field Ct, Westminster, MD 21157 Property Records

Carroll County property record for 923 Open Field Ct, Westminster, MD 21157

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,148 sqft · built 2009
Lot Size1.07 acres (46,609 sqft)
Owner2 Individual Names on Record
Last Sale$442,770 (Dec 2009)
Tax Bill$6,147 (2026)
Deeds & MortgagesMar 2023 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN07-156200

Property Details

APN / Parcel Number

Primary APN07-156200
Alternative APN
  • 156200

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area3,148 sqft Total Area

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area46,609 sqft (1.07 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area45 sqft
Deck Area224 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
SewerConnected

Location & Zoning

Account Number156200
Street Address923 OPEN FIELD CT
CityWESTMINSTER
StateMD
Zip21157-7006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-400
Legal DescriptionLT 17 - 1.07 ACS OPEN FIELD CT 50-185/196 CLEARFIELD
Legal SubdivisionCLEARFIELD
Legal Lot Number17
JurisdictionCARROLL MD
Township / Civil Division7, WESTMINSTER
Census Block Group3
Census Block3017
Census Tract507802

Owner

Source: Carroll County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address923 OPEN FIELD CT, WESTMINSTER, MD 21157-7006
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 29, 2023Deed of Trust, Mortgage · Unknown
NEW WINDSOR STATE BANK
Jun 10, 2020Deed of Trust, Mortgage · Conventional Mortgage
EMBRACE HM LOANS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 11, 2009 · Amount on Record
Deed SaleDec 11, 2009 · Amount on Record
Deed Document Number20091506
Deed Book / Page6045 / 177
Record UpdatedOct 29, 2026

March 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address923 OPEN FIELD CT, WESTMINSTER, MD 21157-7006
Transaction TypeMortgage
Record UpdatedApr 19, 2023
Title CompanyCORPORATE SETTLEMENTS, CORPORATE SETTLEMENT SLN

Transferred To (Grantee/Buyer)

NameVerified Name
Address923 OPEN FIELD CT, WESTMINSTER, MD 21157-7006

Mortgage

Document Number0110040029
DateMar 29, 2023
Book Page11004/29
Lender
NameNEW WINDSOR STATE BANK
TypeBank
AddressGETTYSBURG, PA 17325
Agreement
TypeUnknown
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARROLL MD
Property Address923 OPEN FIELD CT, WESTMINSTER, MD 21157-7006
Document Number0097450154
Instrument DateJun 10, 2020
Transaction TypeMortgage
Record UpdatedAug 13, 2020
Title CompanyRGS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address923 OPEN FIELD CT WESTMINSTER MD 211577006, WESTMINSTER, MD 21157-7006

Mortgage

Document Number0097450154
DateJun 30, 2020
Book Page009745/000154
Lender
NameEMBRACE HM LOANS
TypeFunding / Finance Company
AddressMIDDLETOWN, RI 02842
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 29, 2050

Tax Assessment & Valuation

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCarroll County
Unified School DistrictCarroll County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,147.00 (+5.31%) Homeowner's exemption$603,200 (+30.06%) Land $180,700 Building $422,500$603,200 (+30.06%) Land $180,700 Building $422,500
2025$5,837.00 (+11.39%) Homeowner's exemption
2023$5,240.00 Homeowner's exemption$463,800 Land $180,700 Building $283,100$463,800 Land $180,700 Building $283,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims2 (2015–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2024 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
T-Mobile
Fixed Wireless		100 / 20

May also be available: Verizon.

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