932 Ames St, Hammond, IN 46320 Property Records

Lake County property record for 932 Ames St, Hammond, IN 46320

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,640 sqft · built 1918
Lot Size	0.073 acres (3,175 sqft)
Owner	2 Individual Names on Record
Last Sale	$286,900 (Nov 2025)
Tax Bill	$2,758 (2024)
Deeds & Mortgages	Nov 2025 Second Mortgage Nov 2025 Sale & Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-35-0046-0017`

Property Details

APN / Parcel Number

Primary APN	`007-26-35-0046-0017`
Alternative APNs	`45-07-06-308-010.000-023` `263500460017`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,640 sqft Living Area
Gross Area	2,436 sqft
1st Floor Area	1,640 sqft
Basement Area	796 sqft

Exterior

Year Built	Built 1918
Effective Year Built	Effective 1990
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	3,175 sqft (0.073 acres)
Lot Dimensions	127 ft deep x 25 ft wide
View / Lot	Alley
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	932 AMES ST
City	HAMMOND
State	IN
Zip	46320-2520
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MARBLES SUBDIV. MARBLES ADD. ALL L.15 BL.5
Legal Subdivision	MARBLES SUBDIV. MARBLES ADD
Legal Block	5
Legal Lot Number	15
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4013
Census Tract	20800

Owner

Source: Lake County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	932 AMES ST, HAMMOND, IN 46320-2520
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage US BANK NA
Nov 3, 2025	Warranty Deed, Transfer · FHA Mortgage RUOFF MORTGAGE COMPANY INC
Oct 24, 2025	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Feb 13, 2025	Deed, Construction Loan · Construction Mortgage GROUNDFLOOR CREDIT 1 LLC
Aug 30, 2024	Deed, Transfer
Nov 12, 2024	Re-recorded Document
Jul 29, 2022	Warranty Deed, Transfer
Feb 16, 2022	Special Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Feb 13, 2025 · Amount on Record
Deed Document Number	2025542369
Prior Transfer Date	Aug 29, 2024
Prior Transfer Doc	0000038753
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	932 AMES ST, HAMMOND, IN 46320-2520
Transaction Type	Mortgage
Record Updated	Mar 19, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000042371
Date	Nov 3, 2025
Instrument	2025-542371

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Nov 3, 2025
Property Address	932 AMES ST, HAMMOND, IN 46320-2520
Document Number	0000042369
Map Reference	MB 2 PG 5
Instrument Date	Oct 29, 2025
Instrument	2025-542369
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	932 AMES ST, HAMMOND, IN 46320-2520

Mortgage

Document Number	0000042370
Date	Nov 3, 2025
Instrument	2025-542370

Lender

Name	RUOFF MORTGAGE COMPANY INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Mortgage

Document Number	0000042371
Date	Nov 3, 2025
Instrument	2025-542371

Lender

Name	US BANK NA
Type	Bank
Address	HOPKINS, MN 55343

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

October 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAKE IN
Recording Date	Oct 24, 2025
Property Address	932 AMES ST, HAMMOND, IN 46320-2520
Document Number	0000041247
Map Reference	MB 2 PG 5
Instrument Date	Sep 16, 2025
Instrument	2025-541247
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2025: Deed, Construction Loan

Document Type	Deed
Jurisdiction	LAKE IN
Recording Date	Feb 13, 2025
Property Address	932 AMES ST, HAMMOND, IN 46320-2520
Document Number	0000005160
Map Reference	MB 2 PG 5
Instrument Date	Jan 28, 2025
Instrument	2025-505160
Transaction Type	Construction Loan
Record Updated	Jul 1, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2515 LONGWOOD DR, HAMMOND, IN 46322-5572

Mortgage

Document Number	0000005161
Date	Feb 13, 2025
Instrument	2025-505161

Lender

Name	GROUNDFLOOR CREDIT 1 LLC

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 30, 2026

August 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IN
Recording Date	Aug 30, 2024
Property Address	932 AMES ST, HAMMOND, IN 46320-2520
Document Number	0000029127
Map Reference	MB 2 PG 5
Instrument Date	Aug 29, 2024
Instrument	2024-529127
Transaction Type	Transfer
Record Updated	Apr 23, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9800 CONNECTICUT DR # B2-900, B2-900, CROWN POINT, IN 46307-7840
Investor	Possibly a Property Investor

November 2024: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LAKE IN
Recording Date	Nov 12, 2024
Property Address	932 AMES ST, HAMMOND, IN 46320-2520
Document Number	0000038753
Map Reference	MB 2 PG 5
Instrument Date	Aug 29, 2024
Instrument	2024-538753
Record Updated	Apr 23, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9800 CONNECTICUT DR # B2-900, B2-900, CROWN POINT, IN 46307-7840
Investor	Possibly a Property Investor

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jul 29, 2022
Property Address	932 AMES ST, HAMMOND, IN 46320-2520
Document Number	0000024601
Map Reference	MB 2 PG 5
Instrument Date	Jul 27, 2022
Instrument	2022-024601
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2515 LONGWOOD DR APT 201, 201, HIGHLAND, IN 46322-5573

February 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Feb 16, 2022
Property Address	932 AMES ST, HAMMOND, IN 46320-2520
Document Number	0000007284
Map Reference	MB 2 PG 5
Instrument Date	Jan 31, 2022
Instrument	2022-507284
Transaction Type	Transfer
Record Updated	Feb 6, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1600 E SOUTH ST, ANAHEIM, CA 92805-4903

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 796, SCHERERVILLE, IN 46375-0796

Mortgage

Document Number	0000007157
Date	Feb 16, 2022
Instrument	2022-507157

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$128,400 (+10.59%) Land $14,400 Building $114,000	$128,400 (+10.59%) Land $14,400 Building $114,000
2024	$2,758.00 (-16.98%)	$116,100 (+24.57%) Land $14,400 Building $101,700	$116,100 (+24.57%) Land $14,400 Building $101,700
2023		$93,200 (+6.39%) Land $14,900 Building $78,300	$93,200 (+6.39%) Land $14,900 Building $78,300
2022	$3,322.00	$87,600 Land $14,900 Building $72,700	$87,600 Land $14,900 Building $72,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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