923 Ames St, Hammond, IN 46320 Property Records

Lake County property record for 923 Ames St, Hammond, IN 46320

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 1,772 sqft · built 1916
Lot Size	0.145 acres (6,350 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jun 2025)
Tax Bill	$3,364 (2024)
Deeds & Mortgages	Jun 2025 Sale & Mortgage Sep 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`007-26-35-0048-0030`

Property Details

APN / Parcel Number

Primary APN	`007-26-35-0048-0030`
Alternative APNs	`45-07-06-307-025.000-023` `263500480030`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	1,772 sqft Living Area
Basement Area	880 sqft

Exterior

Year Built	Built 1916
Effective Year Built	Effective 2000
Architectural Style	Split Level
Construction Type	Wood
Roof Material	Asphalt
Lot Area	6,350 sqft (0.145 acres)
Lot Dimensions	127 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	580 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	007-26-35-0048-0030
Old Parcel Number	263500480030
Street Address	923 AMES ST
City	HAMMOND
State	IN
Zip	46320-2521
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	MARBLES SUB. MARBLES ADD. ALL L.29 BL.6 AND L.30 BL.6
Legal Subdivision	MARBLES SUB
Legal Block	6
Legal Lot Number	29
Jurisdiction	LAKE IN
Township / Civil Division	NORTH
Census Block Group	4
Census Block	4009
Census Tract	20800

Owner

Source: Lake County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	923 AMES ST, HAMMOND, IN 46320-2521
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 6, 2025	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA
Sep 24, 2021	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 5, 2021	Warranty Deed, Transfer MERIDIAN TITLE
Jun 7, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 7, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 6, 2025 · Amount on Record
Deed Sale	Jun 6, 2025 · Amount on Record
Prior Sale	Sep 24, 2021 · Amount on Record
Deed Document Number	2025-520438
Record Updated	Jun 8, 2026

June 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 6, 2025
Property Address	923 AMES ST, HAMMOND, IN 46320-2521
Document Number	0000020438
Map Reference	MB 2 PG 4&5
Instrument Date	Jun 5, 2025
Instrument	2025-520438
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE COMPANY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	923 AMES ST, HAMMOND, IN 46320-2521

Mortgage

Document Number	0000020439
Date	Jun 6, 2025
Instrument	2025-520439

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2055

September 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	LAKE IN
Recording Date	Sep 24, 2021
Property Address	923 AMES ST, HAMMOND, IN 46320-2521
Document Number	0000029677
Map Reference	MB 2 PG 4&5
Instrument Date	Sep 23, 2021
Instrument	2021-529677
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	MERIDIAN TITLE, MERIDIAN TITLE CORP

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1708 OLIVER ST, WHITING, IN 46394-1723

Mortgage

Document Number	0000060928
Date	Sep 24, 2021
Instrument	2021-060928

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2036

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Mar 5, 2021
Property Address	923 AMES ST, HAMMOND, IN 46320-2521
Document Number	0000020124
Map Reference	MB PG
Instrument Date	Feb 24, 2021
Instrument	2021-020124
Transaction Type	Transfer
Record Updated	Apr 23, 2026
Title Company	MERIDIAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2158 45TH ST, HIGHLAND, IN 46322-3742

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 7, 2019
Property Address	923 AMES ST, HAMMOND, IN 46320-2521
Document Number	0000034387
Instrument Date	Jun 7, 2019
Instrument	34387
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16859 S 180TH DR GOODYEAR AZ 853381051, GOODYEAR, AZ 85338-1051

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 7, 2019
Property Address	923 AMES ST, HAMMOND, IN 46320-2521
Document Number	0000034388
Instrument Date	Jun 7, 2019
Instrument	34388
Transaction Type	Transfer
Record Updated	Jun 19, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	158 45TH ST #153 MUNSTER IN 46321, 153, MUNSTER, IN 46321

Tax Assessment & Valuation

Source: Lake County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	North Township
Municipality	Hammond City
Unified School District	Hammond School City (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$155,900 (+9.94%) Land $24,500 Building $131,400	$155,900 (+9.94%) Land $24,500 Building $131,400
2024	$3,364.00 (-20.27%)	$141,800 (+18.17%) Land $24,500 Building $117,300	$141,800 (+18.17%) Land $24,500 Building $117,300
2023		$120,000 (+5.73%) Land $29,900 Building $90,100	$120,000 (+5.73%) Land $29,900 Building $90,100
2022	$4,219.00	$113,500 Land $29,900 Building $83,600	$113,500 Land $29,900 Building $83,600

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HAMMOND WATER WORKS DEPARTMENT serves 78,384 people · EPA ID IN5245020
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2020
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 491 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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