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9318 Split Rail Ln, Charlotte, NC 28227 Property Records

Mecklenburg County property record for 9318 Split Rail Ln, Charlotte, NC 28227 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,416 sqft · built 1976
Lot Size0.288 acres (12,564 sqft)
OwnerIndividual Name on File
Tax Bill$2,730 (2023)
Deeds & MortgagesNov 2021 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN109-412-15

Property Details

APN / Parcel Number

Primary APN109-412-15

Interior

Bedrooms4 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Building Area1,416 sqft Heated Area
Gross Area1,418 sqft
1st Floor Area912 sqft
Upper Floors Area456 sqft
FlooringConcrete/Cement
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1976
Architectural StyleCape Cod
Exterior MaterialComposition/Composite
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area12,564 sqft (0.288 acres)
Patio Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Old Parcel Number109-412-15
Street Address9318 SPLIT RAIL LN
CityCHARLOTTE
StateNC
Zip28227-3323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL45 BJ M16-202
Legal BlockJ
Legal Lot Number45
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2003
Census Tract1917

Owner

Source: Mecklenburg County records · APN 109-412-15

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address9318 SPLIT RAIL LN, CHARLOTTE, NC 28227-3323
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateNov 09, 2021
Transfer Doc0000213844
Record UpdatedJun 07, 2026

November 2021: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMECKLENBURG NC
Recording DateNov 09, 2021
Property Address9318 SPLIT RAIL LN, CHARLOTTE, NC 28227-3323
Document Number0000213844
Book / Page36742 / 943
Map ReferenceMB 16 PG 202
Instrument DateNov 03, 2021
Instrument2021213844
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address9318 SPLIT RAIL LN, CHARLOTTE, NC 28227-3323

Mortgage

Document Number0000213845
DateNov 09, 2021
Instrument2021213845
Lender
NameAMERICAN ADVISORS GROUP
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Term833 Months
DueApr 09, 2091
Interest
Rate TypeAdjustable Rate
Rate3.06%
Type Change DateJan 01, 2022
Change FrequencyAnnually
Index1-Year CMT

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190019172, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979, tidal / storm surge

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 280 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20
AT&TDSL100 / 20
StarlinkSatellite (low-earth orbit)280 / 30

May also be available at this address: AT&T, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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