9310 Split Rail Ln, Charlotte, NC 28227 Property Records

Mecklenburg County property record for 9310 Split Rail Ln, Charlotte, NC 28227

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,047 sqft · built 1975
Lot Size0.32 acres (13,939 sqft)
OwnerIndividual Name on Record
Last Sale$192,000 (Apr 2021)
Tax Bill$1,630 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN109-412-14

Property Details

APN / Parcel Number

Primary APN109-412-14

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,047 sqft Living Area
1st Floor Area1,047 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Effective Year BuiltEffective 2000
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area13,939 sqft (0.32 acres)
PorchFinished/Open Porch
Porch Area24 sqft
Patio Area288 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Street Address9310 SPLIT RAIL LN
CityCHARLOTTE
StateNC
Zip28227-3323
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-3
Legal DescriptionL46 BJ M16-202
Legal SubdivisionTIMBER CRK
Legal BlockJ
Legal Lot Number46
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2003
Census Tract1917

Owner

Source: Mecklenburg County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address9310 SPLIT RAIL LN, CHARLOTTE, NC 28227-3323
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 22, 2021 · Amount on Record
Deed SaleApr 22, 2021 · Amount on Record
Prior SaleAug 24, 2015 · Amount on Record
Deed Document Number202179838
Deed Book / Page35972 / 368
Record UpdatedOct 29, 2026

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateApr 22, 2021
Property Address9310 SPLIT RAIL LN, CHARLOTTE, NC 28227-3323
Document Number0000079838
Book / Page35972 / 368
Map ReferenceMB 16 PG 202
Instrument DateApr 22, 2021
Instrument2021079838
Transaction TypeTransfer
Record UpdatedMay 25, 2023
Title CompanyBARRISTERS TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$384.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address8115 SILVER MAPLE LN, MINT HILL, NC 28227-7626

Transferred To (Grantee/Buyer)

NameVerified Name
Address9310 SPLIT RAIL LN, CHARLOTTE, NC 28227-3323

Mortgage

Document Number0000079839
DateApr 22, 2021
Instrument2021079839
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of September 9, 2025

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,630.00$244,900 Land $70,000 Building $174,900$244,900 Land $70,000 Building $174,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimApr 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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