9251 River Rd, Clay (Algonac), MI 48001 Property Records

St. Clair County property record for 9251 River Rd, Clay, MI 48001

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,136 sqft
Lot Size	0.382 acres (16,640 sqft)
Owner	Individual Name on Record
Last Sale	$192,500 (Oct 2021)
Tax Bill	$4,290 (2025)
Deeds & Mortgages	Oct 2021 Sale Apr 2018 Sale & Mortgage + 1 more
Flood Zone	Zone AE (high risk)
APN	`74-14-487-0081-000`

Property Details

APN / Parcel Number

Primary APN	`74-14-487-0081-000`

Interior

Full Baths	2 Baths
Building Area	2,136 sqft Living Area
1st Floor Area	1,248 sqft

Exterior

Lot Area	16,640 sqft (0.382 acres)
Lot Dimensions	345 ft deep x 55.3 ft wide
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	9251 RIVER RD
City	CLAY
State	MI
Zip	48001-4007
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 860 SUPERVISOR ROY T GILBERTS PLAT NO 11 ACCORDING TO THE PLAT RECORDED IN LIBER 49 OF PLATS PGS 19-20 ST CLAIR COUNTY
Legal Subdivision	SUPERVISOR ROY T GILBERTS PLAT
Legal Lot Number	860
Legal Unit	860
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	CLAY
Census Block Group	1
Census Block	1001
Census Tract	646000

Owner

Source: St. Clair County records, as of September 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	9251 RIVER RD, CLAY, MI 48001-4007
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Warranty Deed, Transfer PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC
Apr 16, 2018	Deed, Transfer · Conventional Mortgage GOLDSTAR MORTGAGE FINL GROUP
Nov 6, 2017	Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 7, 2021 · Amount on Record
Deed Sale	Oct 7, 2021 · Amount on Record
Prior Sale	Apr 16, 2018 · Amount on Record
Deed Document Number	202128466
Deed Book / Page	5432 / 22
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 7, 2021
Property Address	9251 RIVER RD, CLAY, MI 48001-4007
Document Number	0000543222
Book / Page	5432 / 22
Map Reference	LB 49 PG 19
Instrument Date	Sep 3, 2021
Instrument	2021028466
Transaction Type	Transfer
Record Updated	Aug 2, 2023
Title Company	PREMIER TITLE AGENCY INC, PREMIER TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Tax	$1,443.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9251 RIVER RD, CLAY, MI 48001-4007

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2352 ELMCREST RD, STERLING HEIGHTS, MI 48310-4264

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 16, 2018
Property Address	9251 RIVER RD, CLAY, MI 48001-4007
Document Number	0004935309
Book / Page	4935 / 309
Map Reference	LB49 PG19
Instrument Date	Mar 7, 2018
Instrument	2018008473
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ATA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,763.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	936 HARCOURT RD, 936, GROSSE POINTE PARK, MI 48230-1874

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49592 CRUSADER DR, MACOMB, MI 48044-1734

Mortgage

Document Number	0004935310
Date	Apr 16, 2018
Book Page	4935/310
Instrument	2018008474

Lender

Name	GOLDSTAR MORTGAGE FINL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Apr 1, 2038

Interest

Rate Type	Fixed Rate

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Nov 6, 2017
Property Address	9251 RIVER RD, CLAY, MI 48001-4007
Document Number	0048860553
Book / Page	004886 / 000553
Instrument Date	Jun 30, 2017
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	ATA NATIONAL TITLE GROUP LLC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	936 HARCOURT RD GROSSE POINTE PARK MI 482301874, GROSSE POINTE PARK, MI 48230-1874

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Clay Township
Unified School District	Algonac Community School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$184,800 (+18.46%)	$369,600 (+18.46%)
2025	$4,290.00 (+3.47%) Homeowner's exemption	$156,000 (+42.73%)
2024	$4,146.00 (-24.48%)		$312,000 (+42.73%)
2023		$109,300
2022	$5,490.00		$218,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Nearby Flood Policies	26 in force
Nearby Flood Claims	11 (1981–2019)
Claims Outside the SFHA	8 of 11
Most Recent Claim	Jun 2019

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 84 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on River Rd

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