9315 Orchard Ct, Davison, MI 48423 Property Records

Genesee County property record for 9315 Orchard Ct, Davison, MI 48423

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,154 sqft · built 2006
Lot Size	0.044 acres (1,957 sqft)
Owner	Individual Name on File
Last Sale	$190,000 (Jun 2026)
Tax Bill	$3,239 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2022 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16-28-678-011`

Property Details

APN / Parcel Number

Primary APN	`16-28-678-011`

Interior

Full Baths	1 Bath
Building Area	1,154 sqft Living Area
1st Floor Area	1,154 sqft
Basement Area	1,154 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Lot Area	1,957 sqft (0.044 acres)
Garage Area	380 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	9315 ORCHARD CT
City	DAVISON
State	MI
Zip	48423-8464
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SRM
Legal Description	UNIT 11 ORCHARD LAKE (06) FR 16-28-400-002
Legal Subdivision	ORCHARD LAKE CONDOMINIUM
Legal Unit	11
Jurisdiction	GENESEE MI
Township / Civil Division	RICHFIELD
Census Block Group	1
Census Block	1012
Census Tract	11800

Owner

9315 Orchard Ct is owned and occupied by an individual who bought it in June 2026.

Source: Genesee County records, as of October 2, 2026

Owner of Record	Individual Name on File
Mailing Address	8037 LONG HOUSE LN, FORT MILL, SC 29707-6495
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 5, 2026	Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE MORTGAGE INC
Dec 28, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage VIBE CU
Mar 20, 2020	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 5, 2026 · Amount on File
Deed Sale	Jun 5, 2026 · Amount on File
Prior Sale	Dec 2, 2024 · Amount on File
Deed Document Number	202636010
Prior Transfer Date	Jul 10, 2025
Prior Transfer Doc	0000005597
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Jun 5, 2026
Property Address	9315 ORCHARD CT, DAVISON, MI 48423-8464
Document Number	0000036010
Instrument Date	May 29, 2026
Instrument	202636010
Transaction Type	Transfer
Record Updated	Jun 29, 2026
Title Company	STATE STREET TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$165,034.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8037 LONG HOUSE LN, FORT MILL, SC 29707-6495

Mortgage

Document Number	0000035812,
Date	Jun 5, 2026
Instrument	2026435812

Lender

Name	CORNERSTONE MORTGAGE INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

December 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	9315 ORCHARD CT, DAVISON, MI 48423-8464
Transaction Type	Mortgage
Record Updated	Jan 6, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9315 ORCHARD CT, DAVISON, MI 48423-8464

Mortgage

Document Number	0000077718
Date	Dec 28, 2022
Instrument	202212280077718

Lender

Name	VIBE CU
Type	Credit Union
Address	NOVI, MI 48377

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Jan 1, 2043

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 20, 2020
Property Address	9315 ORCHARD CT, DAVISON, MI 48423-8464
Document Number	202003200016114
Map Reference	DOC 200501240008088
Instrument Date	Mar 16, 2020
Instrument	202003200016114
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CISLO TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$958.90
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9315 ORCHARD CT, 9315, DAVISON, MI 48423-8464

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	50150 MILE END DR, SHELBY TOWNSHIP, MI 48317-1147

Mortgage

Document Number	202003200016115
Date	Mar 20, 2020
Instrument	202003200016115

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 9315 Orchard Ct was $3,239 with a homeowner's exemption, up 21.2% from the year before.

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Richfield Township
Unified School District	Davison Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$107,500 (+25.73%)	$215,000 (+25.73%)
2025	$3,239.00 (+21.17%) Homeowner's exemption	$85,500	$171,000
2024	$2,673.00
2023		$65,000	$130,000
2019	$1,812.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 9315 Orchard Ct in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 19, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1985)
Most Recent Claim	Sep 1985 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 9315 Orchard Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 91% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 94 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier.

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