931 N 12th St, Waco, TX 76707 Property Records

McLennan County property record for 931 N 12th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,540 sqft · built 1910
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,268 (2025)
Deeds & Mortgages	Aug 2026 Sale May 2026 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`48-034800-013800-5`

Property Details

APN / Parcel Number

Primary APN	`48-034800-013800-5`
Alternative APNs	`4803480001380050111` `187374`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,540 sqft Living Area
1st Floor Area	1,540 sqft
Flooring	Wood

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1945
Exterior Material	Wood
Construction Type	Wood
Roof Type	Reinforced Concrete
Roof Material	Composition Shingle
Lot Area	9,148 sqft (0.21 acres)
Lot Dimensions	150 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	342 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	329 sqft
Storage Building	100 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Central

Location & Zoning

Street Address	931 N 12TH ST
City	WACO
State	TX
Zip	76707-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	REYNOLDS LOT 11B 12 BLOCK 239 ACRES .21
Legal Subdivision	REYNOLDS
Legal Block	239
Legal Lot Number	11B
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1013
Census Tract	1200

Owner

931 N 12th St is owned and occupied by two individuals who acquired it in August 2026.

Source: McLennan County records, as of August 25, 2026

Owner of Record	2 Individual Names on File
Mailing Address	931 N 12TH ST, WACO, TX 76707-3623
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Deed, Transfer FIRST TITLE COMPANY
May 20, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jun 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Apr 13, 2018	Warranty Deed, Transfer PRIME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 14, 2026
Deed Sale	Aug 14, 2026
Prior Sale	May 20, 2026
Deed Document Number	202626150
Prior Transfer Date	Mar 4, 2018
Prior Transfer Doc	0000011910
Record Updated	Oct 29, 2026

August 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MCLENNAN TX
Recording Date	Aug 14, 2026
Property Address	931 N 12TH ST, WACO, TX 76707-3623
Document Number	0000026150
Instrument Date	Aug 13, 2026
Instrument	202626150
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	FIRST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 N 12TH ST, WACO, TX 76707-3623
Investor	Possibly a Property Investor

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	May 20, 2026
Property Address	931 N 12TH ST, WACO, TX 76707-3623
Document Number	0000015962
Instrument Date	May 19, 2026
Instrument	202615962
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership
Address	1620 FLINT AVE, WACO, TX 76706-1938
Investor	Possibly a Property Investor

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	931 N 12TH ST, WACO, TX 76707-3623
Transaction Type	Mortgage
Record Updated	Jan 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022257
Date	Jun 8, 2021
Instrument	2021022257

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2036

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MCLENNAN TX
Recording Date	Apr 13, 2018
Property Address	931 N 12TH ST, WACO, TX 76707-3623
Document Number	0000011910
Instrument Date	Apr 13, 2018
Instrument	11910
Transaction Type	Transfer
Record Updated	May 1, 2018
Title Company	AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	931 N 12TH ST WACO TX 76707, WACO, TX 76707

Mortgage

Document Number	11911
Date	Apr 13, 2018
Instrument	11911

Lender

Name	PRIME LNDG
Address	DALLAS, TX 75252

Agreement

Amount	Amount on Record
Term	336 Months
Due	Apr 12, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 931 N 12th St was $1,268, down 23.2% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$146,662 (+17.41%) Land $27,351 Building $119,311	$146,662 (+17.41%) Land $27,351 Building $119,311
2025	$1,268.00 (-23.24%) Homeowner's exemption	$124,910 Land $24,790 Building $100,120	$124,910 Land $24,790 Building $100,120
2024	$1,652.00
2023		$124,030 Land $24,790 Building $99,240	$124,030 Land $24,790 Building $99,240
2022	$1,358.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 931 N 12th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 931 N 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

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