929 N 12th St, Waco, TX 76707 Property Records

McLennan County property record for 929 N 12th St, Waco, TX 76707

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,462 sqft · built 1915
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$169,900 (Sep 2019)
Tax Bill	$4,349 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`48-034800-013900-1`

Property Details

APN / Parcel Number

Primary APN	`48-034800-013900-1`
Alternative APNs	`4803480001390010111` `187375`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,462 sqft Living Area
1st Floor Area	1,462 sqft
Flooring	Wood

Exterior

Year Built	Built 1915
Effective Year Built	Effective 1958
Exterior Material	Wood
Roof Type	Wood Truss
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	150 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	105 sqft
Deck Area	350 sqft
Storage Building	400 sqft

Utilities, Heating & Cooling

Cooling System	Evaporative
Heating System	Space Heater

Location & Zoning

Street Address	929 N 12TH ST
City	WACO
State	TX
Zip	76707-3623
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	REYNOLDS LOT 13 BLOCK 239 ACRES .1722
Legal Subdivision	REYNOLDS
Legal Block	239
Legal Lot Number	13
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1013
Census Tract	1200

Owner

929 N 12th St is owned by two individuals who bought it in September 2019.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	5190W W REDBRIDGE DR, BOISE, ID 83703-3432
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage THE FEDERAL SAVINGS BANK
Sep 5, 2019	Vendor's Lien, Transfer · Conventional Mortgage FEDERAL SAVINGS BANK
Mar 15, 2019	Deed of Trust, Mortgage PINNACLE MTG
Mar 6, 2019	Deed of Trust, Mortgage PINNACLE MTG
Oct 5, 2018	Vendor's Lien, Transfer PINNACLE MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 5, 2019 · Amount on File
Deed Sale	Sep 5, 2019 · Amount on File
Prior Sale	Oct 5, 2018 · Amount on File
Deed Document Number	201929759
Prior Transfer Date	Sep 4, 2019
Prior Transfer Doc	0000029759
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	929 N 12TH ST, WACO, TX 76707-3623
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046396
Date	Dec 30, 2020
Instrument	2020046396

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	AURORA, IL 60507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

September 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Sep 5, 2019
Property Address	929 N 12TH ST, WACO, TX 76707-3623
Document Number	0000029759
Map Reference	VOL 55 PG 105
Instrument Date	Sep 4, 2019
Instrument	2019029759
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	929 S 12TH A ST, WACO, TX 76706-1761

Mortgage

Document Number	0000029760
Date	Sep 5, 2019
Instrument	2019029760

Lender

Name	FEDERAL SAVINGS BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	929 N 12TH ST, WACO, TX 76707-3623
Document Number	0000010282
Instrument Date	Mar 15, 2019
Transaction Type	Mortgage
Record Updated	Apr 30, 2019
Title Company	TEXAS NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2323 WOLF RANCH PKWY #614 GEORGETOWN TX 786282070, 614, GEORGETOWN, TX 78628-2070

Mortgage

Document Number	0000010282
Date	Mar 28, 2019
Instrument	10282

Lender

Name	PINNACLE MTG
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 27, 2049

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCLENNAN TX
Property Address	929 N 12TH ST, WACO, TX 76707-3623
Document Number	0000007749
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Apr 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2323 WOLF RANCH PKWY #614 GEORGETOWN TX 786282070, 614, GEORGETOWN, TX 78628-2070

Mortgage

Document Number	0000007749
Date	Mar 8, 2019
Instrument	7749

Lender

Name	PINNACLE MTG
Type	Mortgage Company
Address	HOUSTON, TX 77042

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 7, 2049

Interest

Rate	18%

October 2018: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	MCLENNAN TX
Recording Date	Oct 5, 2018
Property Address	929 N 12TH ST, WACO, TX 76707-3623
Document Number	0000035446
Map Reference	VOL55 PG105
Instrument Date	Oct 3, 2018
Instrument	2018035446
Transaction Type	Transfer
Record Updated	Aug 24, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2323 WOLF RANCH PKWY APT 614, 614, GEORGETOWN, TX 78628-2070

Mortgage

Document Number	0000035447
Date	Oct 5, 2018
Instrument	2018035447

Lender

Name	PINNACLE MORTGAGE INC
Type	Lending Institution
Special Notes	Seller Financed

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 929 N 12th St was $4,349, up 19.6% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$201,292 (+4.05%) Land $24,000 Building $177,292	$201,292 (+0.51%) Land $24,000 Building $177,292
2025	$4,349.00 (+19.61%)	$193,450 Land $21,750 Building $178,520	$200,270 Land $21,750 Building $178,520
2024	$3,636.00
2023		$134,340 Land $21,750 Building $112,590	$134,340 Land $21,750 Building $112,590
2022	$3,011.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 929 N 12th St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2000.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2000 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 929 N 12th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 540 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Central Link Broadband.

Nearby Properties on N 12th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures