Union County property record for 931 Mill St, Marshville, NC 28103
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,050 sqft · built 2003 |
| Lot Size | 0.247 acres (10,759 sqft) |
| Owner | Individual Name on File |
| Last Sale | $78,000 (Feb 2016) |
| Tax Bill | $1,505 (2025) |
| Deeds & Mortgages | Nov 2025 Mortgage Oct 2022 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-301-017A |
| Primary APN | 02-301-017A |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,050 sqft Living Area |
| 1st Floor Area | 1,050 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | A-Frame |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Composition Shingle |
| Lot Area | 10,759 sqft (0.247 acres) |
| Porch | Slab |
| Porch Area | 114 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 931 MILL ST |
|---|---|
| City | MARSHVILLE |
| State | NC |
| Zip | 28103-1326 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | SFR-3 MARS |
| Legal Description | #2 COLLINS OPCG964 |
| Legal Subdivision | SPENCER L |
| Legal Lot Number | 2 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MARSHVILLE |
| Census Block Group | 3 |
| Census Block | 3024 |
| Census Tract | 20800 |
931 Mill St, a rural home, is owned and occupied by an individual who bought it in February 2016.
Source: Union County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 931 MILL ST, MARSHVILLE, NC 28103-1326 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 25, 2025 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Oct 10, 2022 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Nov 6, 2019 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Sep 29, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Aug 10, 2021 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FINANCIAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 25, 2016 · Amount on File |
| Deed Sale | Feb 25, 2016 · Amount on File |
| Prior Sale | Apr 2, 2015 · Amount on File |
| Deed Document Number | 20164776 |
| Deed Book / Page | 6621 / 649 |
| Prior Transfer Date | Jul 3, 2012 |
| Prior Transfer Doc | 5791390 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 931 MILL ST, MARSHVILLE, NC 28103-1326 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2025 |
| Title Company | VETERAN EXPRESS TITLE |
| Name | Verified Name |
|---|---|
| Address | 931 MILL ST, MARSHVILLE, NC 28103-1326 |
| Document Number | 0009253414 |
|---|---|
| Date | Nov 25, 2025 |
| Book Page | 9253/414 |
| Instrument | 31230 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | WEST PALM BEACH, FL 33401 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 931 MILL ST, MARSHVILLE, NC 28103-1326 |
| Transaction Type | Mortgage |
| Record Updated | Oct 25, 2022 |
| Title Company | VETERAN EXPRESS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0008587711 |
|---|---|
| Date | Oct 10, 2022 |
| Book Page | 8587/711 |
| Instrument | 34926 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 931 MILL ST, MARSHVILLE, NC 28103-1326 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | COMMONWEALTH USA SETMNTS LLC |
| Name | Verified Name |
|---|
| Document Number | 0007509867 |
|---|---|
| Date | Nov 6, 2019 |
| Book Page | 7509/867 |
| Instrument | 0034501 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 931 MILL ST, MARSHVILLE, NC 28103-1326 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | AMC SETTLEMENT SERVICES LLC |
| Name | Verified Name |
|---|
| Document Number | 0007826862 |
|---|---|
| Date | Sep 29, 2020 |
| Book Page | 7826/862 |
| Instrument | 38915 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 931 MILL ST, MARSHVILLE, NC 28103-1326 |
| Transaction Type | Mortgage |
| Record Updated | Aug 24, 2022 |
| Title Company | AMERICAS SETTLEMENT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0008199451 |
|---|---|
| Date | Aug 10, 2021 |
| Book Page | 8199/451 |
| Instrument | 37503 |
| Name | NEW DAY FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2046 |
The 2025 property tax bill for 931 Mill St was $1,505.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Marshville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $155,000 (-) Land $41,500 Building $113,500 | $155,000 (-) Land $41,500 Building $113,500 | |
| 2025 | $1,505.00 | $155,000 Land $41,500 Building $113,500 | $155,000 Land $41,500 Building $113,500 |
| 2023 | $1,525.00 | $133,200 Land $18,500 Building $114,700 | $133,200 Land $18,500 Building $114,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 931 Mill St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 931 Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MARSHVILLE serves 3,163 people · EPA ID NC0190015 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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