Union County property record for 818 Mill St, Marshville, NC 28103
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,128 sqft · built 1971 |
| Lot Size | 1.39 acres (60,548 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $368,000 (Feb 2023) |
| Tax Bill | $2,498 (2025) |
| Deeds & Mortgages | May 2022 Sale & Mortgage Dec 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-302-002 |
| Primary APN | 02-302-002 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,128 sqft Living Area |
| 1st Floor Area | 1,128 sqft |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Raised |
| Roof Material | Composition Shingle |
| Lot Area | 60,548 sqft (1.39 acres) |
| Garage Type | Carport |
| Garage Area | 247 sqft |
| Carport | Carport |
| Carport Area | 247 sqft |
| Parking Spaces | 1 Parking Space |
| Shed | 1 Shed |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 818 MILL ST |
|---|---|
| City | MARSHVILLE |
| State | NC |
| Zip | 28103-1327 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SFR-3 MARS |
| Legal Description | #2 OPCJ160 |
| Legal Subdivision | A LAND OF 1 |
| Jurisdiction | UNION NC |
| Township / Civil Division | MARSHVILLE |
| Census Block Group | 3 |
| Census Block | 3022 |
| Census Tract | 20800 |
818 Mill St is owned and occupied by two individuals who bought it in February 2023.
Source: Union County records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 818 MILL ST, MARSHVILLE, NC 28103-1327 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 24, 2022 | Warranty Deed, Transfer · FHA Mortgage UWHARRIE BANK |
| Dec 21, 2021 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2023 · Amount on File |
| Deed Sale | Feb 28, 2023 · Amount on File |
| Prior Sale | May 24, 2022 · Amount on File |
| Deed Document Number | 20234582 |
| Deed Book / Page | 8663 / 189 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | May 24, 2022 |
| Property Address | 818 MILL ST, MARSHVILLE, NC 28103-1327 |
| Document Number | 0008484476 |
| Book / Page | 8484 / 476 |
| Map Reference | CAB J FILE 160 |
| Instrument Date | May 5, 2022 |
| Instrument | 18833 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $510.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0000018834 |
|---|---|
| Date | May 24, 2022 |
| Instrument | 18834 |
| Name | UWHARRIE BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Dec 21, 2021 |
| Property Address | 818 MILL ST, MARSHVILLE, NC 28103-1327 |
| Document Number | 0008351646 |
| Book / Page | 8351 / 646 |
| Map Reference | CAB J FILE 160 |
| Instrument Date | Dec 20, 2021 |
| Instrument | 59833 |
| Transaction Type | Transfer |
| Record Updated | Dec 12, 2022 |
| Title Company | CAROLINA TITLE COMPANY INC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $270.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1804 PHILADELPHIA CHURCH RD, 1804, MARSHVILLE, NC 28103-9711 |
| Name | Verified Name |
|---|---|
| Address | 812 ALLEN DR, MARSHVILLE, NC 28103-1257 |
| Document Number | 0000059834 |
|---|---|
| Date | Dec 21, 2021 |
| Instrument | 59834 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
| Type Change Date | Jan 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.75% |
| Max Rate At Change | 4.75% |
| Index | 5-Year CMT |
| Max Rate | 8.75% |
The 2025 property tax bill for 818 Mill St was $2,498.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Marshville Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $257,300 (-) Land $51,800 Building $205,500 | $257,300 (-) Land $51,800 Building $205,500 | |
| 2025 | $2,498.00 | $257,300 Land $51,800 Building $205,500 | $257,300 Land $51,800 Building $205,500 |
| 2023 | $1,344.00 | $117,400 Land $24,000 Building $93,400 | $117,400 Land $24,000 Building $93,400 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 818 Mill St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 818 Mill St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 76% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF MARSHVILLE serves 3,163 people · EPA ID NC0190015 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2018 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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