Oakland County property record for 931 Emwill St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 877 sqft · built 1927 |
| Lot Size | 0.117 acres (5,097 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $285,000 (Jun 2026) |
| Tax Bill | $3,987 (2025) |
| Deeds & Mortgages | Jun 2026 Mortgage Jun 2026 Sale & Mortgage + 6 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-33-431-005 |
| Primary APN | 24-25-33-431-005 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 877 sqft Living Area |
| 1st Floor Area | 877 sqft |
| Basement Area | 877 sqft |
| Unfinished Basement | 877 sqft |
| Year Built | Built 1927 |
|---|---|
| Effective Year Built | Effective 1927 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,097 sqft (0.117 acres) |
| Lot Dimensions | 145 ft deep x 35 ft wide |
| Garage Area | 298 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 130 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 931 EMWILL ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-2341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 33 MAPLE RIDGE SUB W 1/2 OF LOT 20 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 33 |
| Legal Subdivision | MAPLE RIDGE SUB |
| Legal Lot Number | 20 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 173400 |
Source: Oakland County records, as of June 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 720 E 13 MILE RD, ROYAL OAK, MI 48073-2840 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Jun 2, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIRST MERCHANTS BANK |
| Jun 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK |
| Jun 4, 2026 | Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK |
| Sep 13, 2023 | Intrafamily Transfer, Transfer |
| Oct 24, 2018 | Warranty Deed, Transfer TITLE ONE |
| Jul 2, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Dec 15, 2017 | Grant Deed, Transfer OTHER |
| Mar 10, 2017 | Trustee's Deed, Foreclosure ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 4, 2026 · Amount on Record |
| Deed Sale | Jun 4, 2026 · Amount on Record |
| Prior Sale | Oct 24, 2018 · Amount on Record |
| Deed Document Number | 202680261 |
| Deed Book / Page | 61264 / 683 |
| Prior Transfer Date | Sep 13, 2023 |
| Prior Transfer Doc | 0000100331 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 2, 2026 |
| Property Address | 931 EMWILL ST, FERNDALE, MI 48220-2341 |
| Document Number | 0000078267 |
| Book / Page | 61251 / 52 |
| Instrument Date | May 27, 2026 |
| Instrument | 202678267 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 720 E 13 MILE RD, ROYAL OAK, MI 48073-2840 |
| Document Number | 0000078267, |
|---|---|
| Date | Jun 2, 2026 |
| Book Page | 61251/52 |
| Instrument | 202678267 |
| Name | FIRST MERCHANTS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 4, 2026 |
| Property Address | 931 EMWILL ST, FERNDALE, MI 48220-2341 |
| Document Number | 0000080261 |
| Book / Page | 61264 / 683 |
| Instrument Date | May 27, 2026 |
| Instrument | 202680261 |
| Transaction Type | Transfer |
| Record Updated | Jun 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215,887.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 E 13 MILE RD, ROYAL OAK, MI 48073-2840 |
| Document Number | 20260078267, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 202678267 |
| Name | FIRST MERCHANTS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jun 4, 2026 |
| Property Address | 931 EMWILL ST, FERNDALE, MI 48220-2341 |
| Document Number | 20260080261 |
| Book / Page | 61264 / 683 |
| Instrument Date | May 27, 2026 |
| Instrument | 202680261 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $215,887.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 720 E 13 MILE RD, ROYAL OAK, MI 48073-2840 |
| Document Number | 0000078267, |
|---|---|
| Date | Jun 4, 2026 |
| Instrument | 202678267 |
| Name | FIRST MERCHANTS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 13, 2023 |
| Property Address | 931 EMWILL ST, FERNDALE, MI 48220-2341 |
| Document Number | 0000100331 |
| Book / Page | 58873 / 446 |
| Instrument Date | Sep 13, 2023 |
| Instrument | 100331 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 931 EMWILL ST, FERNDALE, MI 48220-2341 |
| Name | Verified Name |
|---|---|
| Address | 931 EMWILL ST, FERNDALE, MI 48220-2341 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Oct 24, 2018 |
| Property Address | 931 EMWILL ST, FERNDALE, MI 48220-2341 |
| Document Number | 0000174320 |
| Book / Page | 052298 / 000540 |
| Instrument Date | Oct 12, 2018 |
| Instrument | 174320 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2018 |
| Title Company | TITLE ONE |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,806.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 2140 S HAMMOND LAKE RD WEST BLOOMFIELD MI 483241818, WEST BLOOMFIELD, MI 48324-1818 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 2, 2018 |
| Property Address | 931 EMWILL ST, FERNDALE, MI 48220-2341 |
| Document Number | 0000109377 |
| Book / Page | 051955 / 000485 |
| Instrument Date | Jun 5, 2018 |
| Instrument | 109377 |
| Transaction Type | Transfer |
| Record Updated | Jul 20, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 28246 WESTBROOK CT FARMINGTON HILLS MI 483344166, FARMINGTON HILLS, MI 48334-4166 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Dec 15, 2017 |
| Property Address | 931 EMWILL ST, FERNDALE, MI 48220-2341 |
| Document Number | 0000229443 |
| Book / Page | 051392 / 000398 |
| Instrument Date | Dec 7, 2017 |
| Instrument | 229443 |
| Transaction Type | Transfer |
| Record Updated | Jan 26, 2018 |
| Title Company | OTHER |
| Amount | Amount Recorded |
|---|---|
| Tax | $645.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 28246 WESTBROOK CT FARMINGTON HILLS MI 483344166, FARMINGTON HILLS, MI 48334-4166 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Mar 10, 2017 |
| Property Address | 931 EMWILL ST, FERNDALE, MI 48220-2341 |
| Document Number | 0000044324 |
| Book / Page | 050457 / 000600 |
| Instrument Date | Mar 7, 2017 |
| Instrument | 44324 |
| Transaction Type | Foreclosure |
| Record Updated | Apr 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,649.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 451 7TH ST SW WASHINGTON DC 204100001, WASHINGTON, DC 20410-0001 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,987.00 (-27.63%) Homeowner's exemption | $102,530 (+11.23%) | $205,060 (+11.23%) |
| 2024 | $5,509.00 (+7.85%) | ||
| 2023 | $92,180 | $184,360 | |
| 2021 | $5,108.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FERNDALE serves 22,105 people · EPA ID MI0002280 |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 645 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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