Oakland County property record for 903 Emwill St, Ferndale, MI 48220
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,464 sqft · built 1946 |
| Lot Size | 0.166 acres (7,231 sqft) |
| Owner | Individual Name on File |
| Last Sale | $114,903 (Sep 2011) |
| Tax Bill | $4,261 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Aug 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-25-33-431-009 |
| Primary APN | 24-25-33-431-009 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,464 sqft Living Area |
| 1st Floor Area | 1,197 sqft |
| Basement Area | 1,068 sqft |
| Finished Basement | 1,068 sqft |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 7,231 sqft (0.166 acres) |
| Lot Dimensions | 145 ft deep x 50 ft wide |
| Garage Area | 318 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Porch Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 903 EMWILL ST |
|---|---|
| City | FERNDALE |
| State | MI |
| Zip | 48220-2341 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T1N, R11E, SEC 33 MAPLE RIDGE SUB W 50 FT OF LOT 22 |
| Legal Range | 11E |
| Legal Township | 01N |
| Legal Section | 33 |
| Legal Subdivision | MAPLE RIDGE SUB |
| Legal Lot Number | 22 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | FERNDALE |
| Census Block Group | 4 |
| Census Block | 4019 |
| Census Tract | 173400 |
Source: Oakland County assessment roll, APN 24-25-33-431-009, as of January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 903 EMWILL ST, FERNDALE, MI 48220-2341 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 11, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Aug 29, 2019 | Deed of Trust, Mortgage · Line of Credit THIRD FED'L S&L ASSN/CLEVELAND |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 07, 2011 · Amount on Record |
| Deed Sale | Sep 07, 2011 · Amount on Record |
| Deed Book / Page | 43347 / 401 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 903 EMWILL ST, FERNDALE, MI 48220-2341 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2023 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 903 EMWILL ST, FERNDALE, MI 48220-2341 |
| Document Number | 0000133598 |
|---|---|
| Date | Dec 11, 2023 |
| Book Page | 59054/316 |
| Instrument | 133598 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 903 EMWILL ST, FERNDALE, MI 48220-2341 |
| Document Number | 0000160853 |
| Instrument Date | Aug 29, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2019 |
| Title Company | TITLE 365 |
| Name | Verified Name |
|---|---|
| Address | 903 EMWILL ST FERNDALE MI 482202341, FERNDALE, MI 48220-2341 |
| Document Number | 0000160853 |
|---|---|
| Date | Oct 01, 2019 |
| Book Page | 053317/000296 |
| Instrument | 160853 |
| Name | THIRD FED'L S&L ASSN/CLEVELAND |
|---|---|
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 30, 2049 |
| Rate Type | Adjustable Rate |
|---|
Source: Oakland County assessment roll as of January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Oakland County |
| Municipality | Ferndale City |
| Unified School District | Ferndale Public Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,261.00 (-2.81%) Homeowner's exemption | $153,280 (+10.65%) | $306,560 (+10.65%) |
| 2024 | $4,384.00 (+5.92%) | ||
| 2023 | $138,530 | $277,060 | |
| 2021 | $4,139.00 |
Source: FEMA National Flood Hazard Layer, Oakland County (26125C), as of December 8, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 645 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system MI0002280, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | FERNDALE serves 22,105 people |
|---|---|
| Water Source | Purchased surface water from GREAT LAKES WATER AUTHORITY |
| Last State Inspection | May 2021 |
| Lead | 9 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead public education Nov 2020 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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