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931 Clovertop Ln, Arden, NC 28704 Property Records

Buncombe County property record for 931 Clovertop Ln, Arden, NC 28704 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3.5 ba · 3,872 sqft · built 2020
Lot Size1.2 acres (52,272 sqft)
OwnerCompany Name on File
Last Sale$270,000 (Mar 2019)
Tax Bill$9,283 (2025)
Deeds & MortgagesApr 2021 Mortgage
Jan 2020 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN723485-2020-202

Property Details

APN / Parcel Number

Primary APN723485-2020-202
Alternative APNs
  • 9624-83-1807-00000
  • 962400830815000
  • 008201986

Interior

Bedrooms3 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area3,872 sqft Living Area
Gross Area5,007 sqft
1st Floor Area2,066 sqft
Basement Area1,806 sqft
Finished Basement1,806 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Architectural StyleConventional
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area52,272 sqft (1.2 acres)
Garage TypeAttached
Garage Area731 sqft
Parking Spaces3 Parking Spaces
PorchScreened Porch
Deck Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number723485-2020-202
Street Address931 CLOVERTOP LN
CityARDEN
StateNC
Zip28704-9166
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIV: THE CLIFFS AT WALNUT COVE BLOCK: LOT: 48 SECTION: PLAT: 0084-0097
Legal SubdivisionTHE CLIFFS AT WALNUT COVE
Legal Block1
Legal Lot Number48
JurisdictionBUNCOMBE NC
Township / Civil DivisionAVERY CREEK
Census Block Group1
Census Block1007
Census Tract2304

Owner

Source: Buncombe County records · APN 723485-2020-202

Assessment roll updated September 22, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address931 CLOVERTOP LN, ARDEN, NC 28704-9166
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Apr 05, 2021Deed of Trust, Mortgage · Conventional Mortgage
BLUELEAF LENDING LLC
Jan 14, 2020Deed of Trust, Mortgage · Construction Mortgage
US BANK NA
Mar 07, 2019Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMar 07, 2019 · Amount on Record
Deed SaleMar 07, 2019 · Amount on Record
Prior SaleJun 27, 2005 · Amount on Record
Deed Book / Page5749 / 1559
Last Transfer DateJun 20, 2024
Transfer Doc0064200545
Record UpdatedSep 20, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address931 CLOVERTOP LN, ARDEN, NC 28704-9166
Transaction TypeMortgage
Record UpdatedSep 14, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0060451781
DateApr 05, 2021
Book Page6045/1781
Lender
NameBLUELEAF LENDING LLC
TypeLending Institution
AddressCHICAGO, IL 60607
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2051

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUNCOMBE NC
Property Address931 CLOVERTOP LN, ARDEN, NC 28704-9166
Transaction TypeMortgage
Record UpdatedSep 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0058540474
DateJan 14, 2020
Book Page5854/0474
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUNCOMBE NC
Recording DateMar 07, 2019
Property Address931 CLOVERTOP LN, ARDEN, NC 28704-9166
Document Number0057491559
Book / Page005749 / 001559
Instrument DateMar 02, 2019
Transaction TypeTransfer
Record UpdatedMar 20, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$540.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address932 S VINE ST HINSDALE IL 605214549, HINSDALE, IL 60521-4549

Tax Assessment & Valuation

Source: Buncombe County records · Assessment roll updated September 22, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyBuncombe County
Unified School DistrictBuncombe County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,283.00 (+4.72%)$1,440,200 (-5.81%) Land $336,200 Building $1,104,000$1,440,200 (-5.81%) Land $336,200 Building $1,104,000
2024$8,865.00 (-2.72%)
2023$9,113.00$1,529,100$1,529,100 (+6.17%) Land $336,200 Building $1,192,900
2021$1,440,200 Land $336,200 Building $1,104,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Buncombe County (37021C), updated April 9, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370210023041, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 21 individual NFIP policies nearby
Nearby Flood Policies21 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimSep 2024, other causes, Tropical Storm Helene
Claims By Storm
  • Tropical Storm Helene, Sep 2024 · 2 claims

Wildfire

Wildfire RiskModerate
above 44% of the US · above 64% of North Carolina
Wildfire LikelihoodAbout 1 in 1,299 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 32 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

4G LTE (outdoors only), no 5G reported

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