916 Clovertop Ln, Arden, NC 28704 Property Records

Buncombe County property record for 916 Clovertop Ln, Arden, NC 28704

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,122 sqft · built 2020
Lot Size	2.39 acres (104,108 sqft)
Owner	Company Name on Record
Tax Bill	$12,314 (2025)
Deeds & Mortgages	May 2024 Sale May 2024 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`9624-73-9489-00000`

Property Details

APN / Parcel Number

Primary APN	`9624-73-9489-00000`
Alternative APN	`962400739446000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Building Area	4,122 sqft Living Area
Utility Area	75 sqft
Utility Room	Utility Room
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Architectural Style	Contemporary
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	104,108 sqft (2.39 acres)
Garage Type	Mixed
Garage Area	1,030 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Deck Area	65 sqft
Patio Area	136 sqft
Putting Green	Putting Green

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Old Parcel Number	962400739446000
Street Address	916 CLOVERTOP LN
City	ARDEN
State	NC
Zip	28704-9166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DEED DATE: 2024-05-24 DEE
Legal Description	DEED DATE: 2024-05-24 DEED: 6410-1146 SUBDIV: THE CLIFFS AT WALNUT COVE BLOCK: LOT: 39 SECTION: PLAT: 0084-0097
Legal Subdivision	THE CLIFFS AT WALNUT COVE
Legal Lot Number	39
Jurisdiction	BUNCOMBE NC
Township / Civil Division	AVERY CREEK
Census Block Group	1
Census Block	1007
Census Tract	2304

Owner

Source: Buncombe County records, as of September 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Co-owner	Co-owner on Record
Mailing Address	916 CLOVERTOP LN, ARDEN, NC 28704-9166
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 24, 2024	Warranty Deed, Transfer
May 24, 2024	Special Warranty Deed, Transfer
Aug 29, 2023	Warranty Deed, Transfer
Feb 27, 2020	Deed of Trust, Mortgage · Construction Mortgage UNITED FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 24, 2024
Deed Sale	May 24, 2024
Prior Sale	May 24, 2024
Deed Document Number	0064101142
Deed Book / Page	6410 / 1142
Record Updated	Jun 8, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 24, 2024
Property Address	916 CLOVERTOP LN, ARDEN, NC 28704-9166
Document Number	0064101146
Book / Page	6410 / 1146
Map Reference	MB 84 PG 97
Instrument Date	May 9, 2024
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	916 CLOVERTOP LN, ARDEN, NC 28704-9166

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	916 CLOVERTOP LN, ARDEN, NC 28704-9166

May 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 24, 2024
Property Address	916 CLOVERTOP LN, ARDEN, NC 28704-9166
Document Number	0064101142
Book / Page	6410 / 1142
Map Reference	MB 84 PG 97
Instrument Date	May 9, 2024
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	916 CLOVERTOP LN, ARDEN, NC 28704-9166

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 CLOVERTOP LN, ARDEN, NC 28704-9166

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Aug 29, 2023
Property Address	916 CLOVERTOP LN, ARDEN, NC 28704-9166
Document Number	0063460423
Book / Page	6346 / 423
Map Reference	MB 84 PG 97
Instrument Date	Aug 24, 2023
Transaction Type	Transfer
Record Updated	Sep 25, 2025

Transaction

Amount	Amount Recorded
Tax	$7,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	200 PARK AT NORTH HILLS ST # ST1613, ST1613, RALEIGH, NC 27609-2628

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	916 CLOVERTOP LN, ARDEN, NC 28704-9166

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	916 CLOVERTOP LN, ARDEN, NC 28704-9166
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0058681619
Date	Feb 27, 2020
Book Page	5868/1619

Lender

Name	UNITED FCU
Type	Credit Union
Address	SAINT JOSEPH, MI 49085

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	192 Months
Due	Feb 1, 2036

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,314.00 (+7.07%)	$1,910,400 (-1%)
2023	$11,501.00 (+1.71%)	$1,929,700 (-)	$1,929,700 (-) Land $502,000 Building $1,427,700
2022	$11,308.00	$1,929,700	$1,929,700 (+1.01%) Land $502,000 Building $1,427,700
2021			$1,910,400 Land $502,000 Building $1,408,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 21 policies
Nearby Flood Policies	21 in force
Nearby Flood Claims	2 (2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · above 64% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ASHEVILLE serves 157,431 people · EPA ID NC0111010
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Oct 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35

Cell Coverage

4G LTE (outdoors only), no 5G reported

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