Winnebago County property record for 916 Brandy Bend Rd, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,236 sqft · built 1996 |
| Lot Size | 0.33 acres (14,375 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $305,000 (Oct 2024) |
| Tax Bill | $7,050 (2025) |
| Deeds & Mortgages | Aug 2023 Mortgage Aug 2019 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-06-156-001 |
| Primary APN | 08-06-156-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,236 sqft Living Area |
| Basement Area | 1,217 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Lot Area | 14,375 sqft (0.33 acres) |
| Garage Area | 480 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Account Number | 114 110 |
|---|---|
| Street Address | 916 BRANDY BEND RD |
| City | ROSCOE |
| State | IL |
| Zip | 61073-7439 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | HAWKS POINTE PT NW1/4 SEC 6-45-2 LOT10 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 6 |
| Legal Subdivision | HAWKS POINTE |
| Legal Lot Number | 10 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 3 |
| Census Block | 3049 |
| Census Tract | 3801 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 916 BRANDY BEND RD, ROSCOE, IL 61073-7439 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 25, 2023 | Deed of Trust, Mortgage HUD |
| Aug 15, 2019 | Deed of Trust, Mortgage · FHA Mortgage GUARANTEED RATE |
| Jun 13, 2018 | Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE |
| Mar 14, 2018 | Deed of Trust, Mortgage · Conventional with PMI STILLMAN BANCORP |
| Mar 27, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 15, 2024 · Amount on Record |
| Deed Sale | Oct 15, 2024 · Amount on Record |
| Prior Sale | Jun 13, 2018 · Amount on Record |
| Deed Document Number | 202425188 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 916 BRANDY BEND RD, ROSCOE, IL 61073-7439 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000019633 |
|---|---|
| Date | Aug 25, 2023 |
| Instrument | 2319633 |
| Name | HUD |
|---|---|
| Type | Government Agency |
| Amount | Amount Recorded |
|---|---|
| Term | 336 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 916 BRANDY BEND RD, ROSCOE, IL 61073-7439 |
| Document Number | 0001028115 |
| Instrument Date | Aug 15, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2019 |
| Title Company | RTC TITLE, RTC TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 916 BRANDY BEND RD ROSCOE IL 610737439, ROSCOE, IL 61073-7439 |
| Document Number | 0001028115 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 1028115 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 20, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.5% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jun 13, 2018 |
| Property Address | 916 BRANDY BEND RD, ROSCOE, IL 61073-7439 |
| Document Number | 0001016394 |
| Instrument Date | Jun 8, 2018 |
| Instrument | 1016394 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2018 |
| Title Company | ALLIANCE TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $315.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 916 BRANDY BEND RD ROSCOE IL 610737439, ROSCOE, IL 61073-7439 |
| Document Number | 1016395 |
|---|---|
| Date | Jun 13, 2018 |
| Instrument | 1016395 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 12, 2048 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 916 BRANDY BEND RD, ROSCOE, IL 61073-7439 |
| Document Number | 0001008449 |
| Instrument Date | Mar 14, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 6, 2018 |
| Title Company | TITLE UNDERWRITERS AGENCY |
| Name | Verified Name |
|---|---|
| Address | 916 BRANDY BEND RD ROSCOE IL 610737439, ROSCOE, IL 61073-7439 |
| Document Number | 0001008449 |
|---|---|
| Date | Mar 27, 2018 |
| Instrument | 1008449 |
| Name | STILLMAN BANCORP |
|---|---|
| Type | Mortgage Company |
| Address | STILLMAN VALLEY, IL 61084 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 26, 2038 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.56% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Mar 27, 2017 |
| Property Address | 916 BRANDY BEND RD, ROSCOE, IL 61073-7439 |
| Document Number | 0001009336 |
| Instrument Date | May 1, 2015 |
| Instrument | 1009336 |
| Transaction Type | Transfer |
| Record Updated | Apr 4, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 916 BRANDY BEND RD ROSCOE IL 610737439, ROSCOE, IL 61073-7439 |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Municipality | Roscoe Village |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Rockton School District 140 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,050.00 (+3.43%) | $97,639 (+9.49%) Land $17,222 Building $80,417 | $292,917 (+9.49%) Land $51,666 Building $241,251 |
| 2024 | $6,816.00 | $89,176 (+21.89%) Land $15,729 Building $73,447 | $267,528 (+21.89%) Land $47,187 Building $220,341 |
| 2022 | Homeowner's exemption | $73,159 Land $12,904 Building $60,255 | $219,477 Land $38,712 Building $180,765 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 76 (1978–2019) |
| Claims Outside the SFHA | 4 of 76 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 70% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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