9308 White Rock Ave, Frederick, MD 21702 Property Records

Frederick County property record for 9308 White Rock Ave, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	1 ba · 957 sqft · built 1958
Lot Size	0.26 acres (11,327 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,432 (2025)
Flood Zone	Zone X (minimal risk)
APN	`21-416738`

Property Details

APN / Parcel Number

Primary APN	`21-416738`
Alternative APN	`416738`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	957 sqft Living Area
1st Floor Area	957 sqft

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1958
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	11,327 sqft (0.26 acres)
Lot Dimensions	150 ft deep x 48 ft wide
Garage Type	Carport
Garage Area	348 sqft
Carport	Carport
Carport Area	348 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	416738
Street Address	9308 WHITE ROCK AVE
City	FREDERICK
State	MD
Zip	21702-2073
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LT #16 48 X 150 5109 WHITE ROCK AVE. WHITE ROCK
Legal Subdivision	WHITE ROCK
Legal Lot Number	16
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	1
Census Block	1002
Census Tract	751301

Owner

Source: Frederick County records · APN 21-416738

Assessment roll updated August 7, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	9308 WHITE ROCK AVE, FREDERICK, MD 21702-2073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Frederick County records · Assessment roll updated August 7, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$221,200 (+28.01%) Land $110,900 Building $110,300	$221,200 (+28.01%) Land $110,900 Building $110,300
2025	$2,432.00 (+15.1%)
2023	$2,113.00 Homeowner's exemption	$172,800 Land $94,000 Building $78,800	$172,800 Land $94,000 Building $78,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of November 6, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	3 (1981–2018)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Nov 2018 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Starlink Satellite	280 / 30

Based on FCC filings for 86 locations within half a mile of this property.

Cell Coverage

5G and 4G LTE (outdoors only)

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	WHITE ROCK serves 256 people
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.