Frederick County property record for 9307 White Rock Ave, Frederick, MD 21702
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 725 sqft · built 1956 |
| Lot Size | 0.231 acres (10,065 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $215,000 (Dec 2024) |
| Tax Bill | $2,431 (2025) |
| Deeds & Mortgages | May 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 21-412902 |
| Primary APN | 21-412902 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 725 sqft Living Area |
| 1st Floor Area | 725 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 10,065 sqft (0.231 acres) |
| Garage Area | 384 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 18 sqft |
| Patio Area | 30 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Account Number | 412902 |
|---|---|
| Street Address | 9307 WHITE ROCK AVE |
| City | FREDERICK |
| State | MD |
| Zip | 21702-2065 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | L 29 S 1 - 10065 SF 9307 WHITE ROCK AVE WHITE ROCK |
| Legal Subdivision | WHITE ROCK |
| Legal Lot Number | 29 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 21, TUSCARORA |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 751301 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 9307 WHITE ROCK AVE, FREDERICK, MD 21702-2065 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 31, 2024 · Amount on Record |
| Deed Sale | Dec 31, 2024 · Amount on Record |
| Prior Sale | Aug 13, 1985 · Amount on Record |
| Deed Book / Page | 17170 / 123 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 13, 2026 |
| Property Address | 9307 WHITE ROCK AVE, FREDERICK, MD 21702-2065 |
| Document Number | 1786000442 |
| Book / Page | 17860 / 442 |
| Instrument Date | May 5, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TOWNSGATE CLOSING SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 9307 WHITE ROCK AVE, FREDERICK, MD 21702-2065 |
| Document Number | 1786000442, |
|---|---|
| Date | May 13, 2026 |
| Book Page | 17860/442 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.37% |
|---|---|
| Max Rate | -1% |
Source: Frederick County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,431.00 (+22.1%) | $191,800 (+18.1%) | $206,500 (+27.16%) Land $110,000 Building $96,500 |
| 2023 | $1,991.00 | $162,400 Land $93,000 Building $69,400 | $162,400 Land $93,000 Building $69,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 3 (1981–2018) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Nov 2018 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WHITE ROCK serves 256 people · EPA ID MD0100026 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Starlink Satellite | 280 / 30 |
5G and 4G LTE (outdoors only)
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