9307 Chapel Rd, Niles, MI 49120 Property Records

Berrien County property record for 9307 Chapel Rd, Niles, MI 49120

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,776 sqft · built 1860
Lot Size	4.72 acres (205,603 sqft)
Owner	Individual Name on File
Tax Bill	$1,180 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-0036-0003-11-0`

Property Details

APN / Parcel Number

Primary APN	`04-0036-0003-11-0`
Alternative APN	`11-04-0036-0003-11-0`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,776 sqft Living Area
1st Floor Area	1,328 sqft
Basement Area	888 sqft
Unfinished Basement	888 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Lot Area	205,603 sqft (4.72 acres)
Garage Area	960 sqft
Parking Spaces	4 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	9307 CHAPEL RD
City	NILES
State	MI
Zip	49120-9037
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AGRI / RES
Legal Description	BEG AT CEN SEC 36 T6S R16W TH E 330.5' TH N00DEG23'W 313' TH E 271' TH N00DEG23'W 169.78' TH W TO N&S1/4 LN SEC 36 TH S TO POB
Legal Range	16W
Legal Township	06S
Legal Section	36
Jurisdiction	BERRIEN MI
Township / Civil Division	BERRIEN
Census Block Group	2
Census Block	2024
Census Tract	10600

Owner

Source: Berrien County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	9307 CHAPEL RD, NILES, MI 49120-9037
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage HONOR CREDIT UNION
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU
May 27, 2020	Deed of Trust, Mortgage · Line of Credit HONOR CU
Apr 21, 2023	Deed of Trust, Mortgage · Conventional Mortgage HONOR CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Apr 12, 2016
Transfer Doc	03133/3332
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Recording Date	May 18, 2026
Property Address	9307 CHAPEL RD, NILES, MI 49120-9037
Document Number	03477/3027
Book / Page	3477 / 3027
Instrument Date	May 6, 2026
Instrument	2026461079
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	9307 CHAPEL RD, NILES, MI 49120-9037

Mortgage

Document Number	0000461079,
Date	May 18, 2026
Book Page	3477/3027
Instrument	2026461079

Lender

Name	HONOR CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	9307 CHAPEL RD, NILES, MI 49120-9037
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003272/703
Date	Apr 21, 2020
Book Page	3272/703

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	9307 CHAPEL RD, NILES, MI 49120-9037
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03276/1251
Date	May 27, 2020
Book Page	3276/1251

Lender

Name	HONOR CU
Type	Credit Union
Address	BERRIEN SPRINGS, MI 49103

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 12, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERRIEN MI
Property Address	9307 CHAPEL RD, NILES, MI 49120-9037
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9307 CHAPEL RD, NILES, MI 49120-9037

Mortgage

Document Number	03402/3195
Date	Apr 21, 2023
Book Page	3402/3195
Instrument	2023379269

Lender

Name	HONOR CU
Type	Credit Union
Address	ANN ARBOR, MI 48103

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	67 Months
Due	Nov 1, 2028

Tax Assessment & Valuation

Source: Berrien County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Berrien County
County Subdivision	Berrien Township
Unified School District	Niles Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$169,500 (+123.03%)	$339,000 (+123.03%)
2025	$1,180.00 (+12.81%)
2023		$76,000	$152,000
2022	$1,046.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midwest Energy & Communications Fiber	1,000 / 1,000

May also be available: Mercury Fiber.

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